Personal loans in Port Vincent, LA
In Port Vincent, one of 302 Census places in Louisiana, the figure to compare across lenders is the APR, not the advertised rate.
For the 689 people in Port Vincent, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. About 689 people live in Port Vincent, placing it 185th of 302 Census places in Louisiana. If debt is already a strain, a nonprofit credit counsellor can help Port Vincent residents before they take on more. Port Vincent added about 6.7% to its population between the 2020 base and the 2023 estimate. The nearest larger city is French Settlement, LA about 2 miles away.
Where Port Vincent stands
Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.
- Population: about 689 people live here, which puts Port Vincent 185th of 302 Census places in Louisiana (Vintage 2023).
- Population trend: Up about 6.7% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 43 more people than the 2020 Census counted.
- Size percentile: with 689 residents, Port Vincent is larger than about 39% of Louisiana's Census places.
- Population density: about 404 people per square mile (Census land area 1.7 sq mi).
- Land area rank: Port Vincent's 1.7 square miles rank 201st of 302 places in Louisiana.
- Water area rank: Port Vincent ranks 77th among Louisiana's 302 places, with 0.04 sq mi.
- State population share: Port Vincent accounts for about 0.0% of everyone in Louisiana.
- National rank: Port Vincent sits 11,856th by population among the 19,457 places in this dataset.
- Growth rank: Port Vincent's 2020-to-2023 change ranks 10th of 302 places in Louisiana.
- Versus Louisiana: the state average change is -2.1%, while Port Vincent moved 6.7%.
- Density rank: Port Vincent places 183rd among Louisiana's places by people per square mile.
- Density in context: Port Vincent's 404 people per square mile sit against a Louisiana median of 534.
- Location: 30.3364, -90.8436 (US Census Bureau Gazetteer).
- Nearest larger cities: French Settlement (2 mi); Gonzales (10 mi); Walker (10 mi); Sorrento (11 mi); Denham Springs (12 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Springfield (19 mi); Montpelier (27 mi); Tickfaw (27 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 10 smaller Census places.
- Larger places within 100 miles: 121.
Port Vincent's place among Louisiana's 302 places
Port Vincent is the 185th-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. For population change between 2020 and 2023, Port Vincent ranks 10th of 302 in Louisiana (about the 97th percentile). At about 404 people per square mile, Port Vincent is the 183rd most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 43 residents.
Steps to take before a Port Vincent loan
Complete these steps first when you borrow in Port Vincent (689 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Louisiana regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Port Vincent-specific: the same Louisiana licensing and disclosure rules reach all 689 residents.
Louisiana rules behind a Port Vincent personal loan
These are Louisiana's sourced lending facts as they reach Port Vincent's 689 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Lender access in Port Vincent
At roughly 404 people per square mile, Port Vincent is lightly settled; 44 larger places lie within 50 miles. Distance to a branch rarely matters for Port Vincent's 689 residents: the application is online and the price follows your credit file. The nearest larger city, French Settlement, LA about 2 miles away.
Port Vincent on the map
The Census Gazetteer records 1.7 square miles of land and 0.04 square miles of water within Port Vincent. Spread across it are roughly 404 residents per square mile. New Orleans, the largest place in Louisiana, is about 58 miles from Port Vincent. Within 50 miles of Port Vincent there are 44 larger Census places. Within the same 50 miles lie 10 smaller Census places.
Common questions
What are my options in Port Vincent if my credit is poor?
What loan size can I expect in Port Vincent?
Do I have to pledge anything to borrow in Port Vincent?
Does comparing loans in Port Vincent cost me credit score points?
Nearby places
- French Settlement, LA — population 1,141
- Gonzales, LA — population 13,737
- Walker, LA — population 6,394
- Sorrento, LA — population 1,572
- Denham Springs, LA — population 9,349
- Livingston, LA — population 1,971
- Killian, LA — population 1,228
- St. Gabriel, LA — population 6,733