Personal loans in Port Barre, LA

If you are weighing a personal loan in Port Barre, start from the payment you can carry; its 1,749 residents face the same statewide rules. Which products a lender may offer to Port Barre's 1,749 residents follows from the Louisiana consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Port Barre. A larger market lies at Opelousas, LA about 8 miles away.

Where Port Barre stands

Port Barre is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,749 — Port Barre ranks 117th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.5% across the 2020-to-2023 comparison.
• People gained or lost: about 9 fewer since the 2020 base.
• Size percentile: roughly 61% of Louisiana places rank below Port Barre.
• Density: the Census land area of 1.1 sq mi holds about 1,622 people per square mile.
• By land area: Port Barre ranks 255th among Louisiana's 302 places, at 1.1 sq mi.
• Water area: Port Barre has 0.04 square miles of water, ranking 84th of 302 places in Louisiana.
• Within Louisiana: about 0.1% of the state's population lives in Port Barre.
• National rank: Port Barre sits 8,124th by population among the 19,457 places in this dataset.
• Growth rank: Port Barre ranks 66th among Louisiana's 302 places for the 2020-to-2023 change.
• Against the state trend: Port Barre's 0.5% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Port Barre places 34th among Louisiana's places by people per square mile.
• Density in context: Port Barre's 1,622 people per square mile sit against a Louisiana median of 534.
• Location: coordinates 30.5555, -91.9560 (US Census Bureau Gazetteer).
• Nearest larger cities: Opelousas (8 mi); Sunset (12 mi); Carencro (17 mi); Church Point (19 mi); Breaux Bridge (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Leonville (7 mi); Washington (7 mi); Grand Coteau (11 mi) — useful context for the surrounding area.
• Smaller neighbours: 41 places smaller than Port Barre sit within 50 miles.
• Larger places within 100 miles: 71.

What is available to Port Barre borrowers

Port Barre is a moderately settled community of about 1,749 people, with 34 larger places inside a 50-mile radius. What is available to Port Barre's 1,749 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Opelousas, LA about 8 miles away.

Inside a Port Barre personal loan

Port Barre is a small community of about 1,749 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Port Barre can be quoted different APRs on the same amount and term. Shortening the term on a Port Barre loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Louisiana consumer-lending rules applied in Port Barre

Every row below records a Louisiana rule, its publisher and its retrieval date — the same rules a Port Barre lender must follow.

Steps to take before a Port Barre loan

Before you hand your details to a lender in Port Barre, where the population is near 1,749:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Louisiana licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Louisiana; what changes is your credit file, not the fact that Port Barre holds 1,749 people.

Where Port Barre sits in Louisiana

Set beside Louisiana's 302 places, Port Barre ranks 117th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 66th of 302 Louisiana places, putting it near the 78th percentile for growth. By density, at about 1,622 people per square mile, it ranks 34th in Louisiana. Between 2020 and 2023 the count changed by roughly 9 residents.