Personal loans in Port Angeles, WA

Port Angeles, Washington — home to about 20,101 people — is a smaller city, so the terms you are offered follow Washington law rather than any local rule. Rate-shopping from Port Angeles costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Rate ceilings, licensing requirements and product limits for Port Angeles are all set at the Washington level. Population in Port Angeles climbed about 0.7% over the three years from 2020 to 2023. The nearest larger city is Oak Harbor, WA about 40 miles away.

Port Angeles by the numbers

The figures below are Port Angeles's own — Census population, land area and coordinates — followed by the Washington rules.

• Population: a Census-estimated 20,101, 57th among Washington's 281 places (Vintage 2023).
• Population trend: Roughly 0.7% more residents than the 2020 Census counted.
• Absolute change: 137 residents added between 2020 and 2023.
• Size percentile: Port Angeles sits ahead of around 80% of Washington places, at 20,101 people.
• Land and density: 10.7 square miles of land carry roughly 1,877 residents per square mile.
• By land area: Port Angeles ranks 41st among Washington's 281 places, at 10.7 sq mi.
• Water: Port Angeles holds about 3.82 square miles, the 11th-largest water area in Washington.
• Share of state population: Port Angeles's 20,101 residents are about 0.4% of Washington.
• National standing: Port Angeles ranks 1,877th of 19,457 US places.
• Growth rank: Port Angeles ranks 163rd among Washington's 281 places for the 2020-to-2023 change.
• Against the state trend: Port Angeles's 0.7% change compares with a Washington average of +2.8% across its 281 places.
• Density in Washington: Port Angeles ranks 109th by people per square mile.
• Against the state median: Port Angeles runs about 1,877 residents per square mile, where the Washington median is 1,518.
• Location: latitude 48.1192, longitude -123.4480 (Census Gazetteer).
• Nearest larger cities: Oak Harbor (40 mi); Bremerton (52 mi); Bainbridge Island (55 mi); Mukilteo (55 mi); Edmonds (55 mi). Larger metros often have more branches, but online lenders reach Port Angeles on the same terms.
• Smaller towns nearby: Sequim (17 mi); Port Townsend (30 mi); Friday Harbor (35 mi).
• Smaller places within 50 miles: 9 of them.
• Within 100 miles: 42 places are larger than Port Angeles.

Port Angeles against the rest of Washington

Against Washington's other places, Port Angeles accounts for about 0.4% of the state's population and ranks 57th of 281 by size. On the 2020-to-2023 trend, Port Angeles stands 163rd among Washington's 281 places — roughly the 42th percentile. Its roughly 1,877 residents per square mile place it 109th among Washington's places. By land area, its 10.7 square miles rank 41st of 281 places in Washington.

Land, water and location for Port Angeles

Inside Port Angeles's boundaries lie roughly 10.7 square miles of land and 3.82 square miles of water. That land carries about 1,877 people per square mile. Seattle, the largest place in Washington, is about 61 miles from Port Angeles. Counting outward 50 miles, 1 larger communities surround Port Angeles. By land area it ranks 41st of 281 Washington places.

Getting a loan in Port Angeles

Port Angeles is a moderately settled community of about 20,101 people, with 1 larger places inside a 50-mile radius. A Washington licence lets a lender serve Port Angeles without a local office, so branch density does not change what its 20,101 residents are offered. The nearest bigger place is Oak Harbor, WA about 40 miles away.

Which Washington laws govern a loan in Port Angeles

For the roughly 20,101 residents of Port Angeles, the rules below are Washington's own; each row carries its publisher and retrieval date.

A pre-application checklist for Port Angeles

For Port Angeles's roughly 20,101 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Washington licence with the regulator listed on this page.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Washington; what changes is your credit file, not the fact that Port Angeles holds 20,101 people.