Personal loans in Pollock, MO
When Missouri caps or restricts a product, lenders either change the terms or withdraw it from Pollock as from the rest of the state.
Personal loans in Pollock are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 46 population. Pollock ranks 889th of 937 places in Missouri, with a population near 46. Census figures put the 2020-to-2023 decrease in Pollock at about 2.1%. Compare APR, not the interest rate, because the APR folds in most fees on a Pollock loan. The nearest larger city is Unionville, MO about 9 miles away.
Borrowing in Pollock: the local picture
Most of what governs a Pollock loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 46 residents, 889th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 2.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: Pollock's 46 people outrank roughly 5% of the places in Missouri.
- Population density: about 277 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Pollock's 0.2 square miles rank 836th of 937 places in Missouri.
- Share of state population: Pollock's 46 residents are about 0.0% of Missouri.
- National standing: Pollock ranks 19,035th of 19,457 US places.
- Growth rank: Pollock ranks 783rd among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Pollock's 2.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Pollock ranks 804th by people per square mile.
- Density in context: Pollock's 277 people per square mile sit against a Missouri median of 743.
- Location: 40.3584 / -93.0837, per the US Census Bureau Gazetteer.
- Nearest larger cities: Unionville (9 mi); Green City (9 mi); Milan (11 mi); Green Castle (13 mi); Newtown (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Powersville (17 mi); Osgood (18 mi); South Lineville (28 mi), each with its own Census population profile.
- Within a 50-mile radius: 9 smaller Census places.
- At 100 miles: 420 larger Census places fall inside that radius.
Where Pollock sits
Pollock covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 277 residents per square mile. The largest place in Missouri, Kansas City, lies about 115 miles away. Within 50 miles of Pollock there are 88 larger Census places. The 100-mile radius contains 420 larger places.
What shapes a Pollock personal loan
Most loans made to Pollock's 46 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Pollock loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Pollock loan but raises total interest, so the smallest payment is not the cheapest loan.
Pollock against the rest of Missouri
Within Missouri, Pollock holds roughly 0.0% of all residents, the 889th-largest share among 937 places. For population change between 2020 and 2023, Pollock ranks 783rd of 937 in Missouri (about the 16th percentile). By density, at about 277 people per square mile, it ranks 804th in Missouri. The population moved by about 1 people between 2020 and 2023, a 2.1% shift.
Borrowing reach in Pollock
Pollock is lightly settled, with about 277 people per square mile and 88 larger places within 50 miles. Distance to a branch rarely matters for Pollock's 46 residents: the application is online and the price follows your credit file. The nearest bigger place is Unionville, MO about 9 miles away.
The Missouri lending rules that reach Pollock
Missouri has no separate rate rule for Pollock; the sourced rows below are what reach every lender that serves its 46 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Pollock if my credit is poor?
What loan size can I expect in Pollock?
Do I have to pledge anything to borrow in Pollock?
Does comparing loans in Pollock cost me credit score points?
Nearby places
- Unionville, MO — population 1,709
- Green City, MO — population 578
- Milan, MO — population 1,759
- Green Castle, MO — population 212
- Lucerne, MO — population 56
- Newtown, MO — population 109
- Harris, MO — population 62
- Powersville, MO — population 43