Personal loans in Pollard, AR

Pollard is one of 500 Census places in Arkansas; its 189 residents put it at 380th. The closest larger place is Piggott, AR about 5 miles away. For the 189 people in Pollard, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Pollard costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

Borrowing in Pollard: the local picture

Pollard is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 189 residents; Pollard is the 380th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 7 residents lost between 2020 and 2023.
• Size percentile: with 189 residents, Pollard is larger than about 24% of Arkansas's Census places.
• Population density: 636 people per square mile on 0.3 square miles of land.
• By land area: Pollard ranks 466th among Arkansas's 500 places, at 0.3 sq mi.
• Share of Arkansas: Pollard holds about 0.0% of the state's population, some 189 people.
• National standing: Pollard ranks 16,645th of 19,457 US places.
• Growth rank: Pollard's 2020-to-2023 change ranks 400th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Pollard moved 3.6%.
• Density in Arkansas: Pollard ranks 141st by people per square mile.
• Against the state median: Pollard runs about 636 residents per square mile, where the Arkansas median is 386.
• Location: it lies at 36.4296, -90.2671 in the Census Gazetteer.
• Nearest larger cities: Piggott (5 mi); St. Francis (7 mi); Campbell (11 mi); Qulin (12 mi); Rector (12 mi). Online lenders reach Pollard no matter how far the nearest branch is.
• Nearest smaller towns: Greenway (7 mi); McDougal (7 mi); Nimmons (13 mi).
• Smaller neighbours: 24 places smaller than Pollard sit within 50 miles.
• Larger places within 100 miles: 276.

Pollard: area, density and distance

Inside Pollard's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 189 residents, the land area yields roughly 636 people per square mile. The state's population centre of gravity, Little Rock, is roughly 166 miles away. Counting outward 50 miles, 72 larger communities surround Pollard. By land area it ranks 466th of 500 Arkansas places.

Steps to take before a Pollard loan

Before you apply in Pollard, a community of about 189, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

In Pollard as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 189 residents.

Which Arkansas laws govern a loan in Pollard

Read the table as a lender's compliance picture for Pollard: the rule, the sourced figure, the publisher and the date.

Where Pollard sits in Arkansas

Set beside Arkansas's 500 places, Pollard ranks 380th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Pollard ranks 400th of 500 in Arkansas (about the 20th percentile). Its roughly 636 residents per square mile place it 141st among Arkansas's places. Between 2020 and 2023 the count changed by roughly 7 residents.

Getting a loan in Pollard

With about 636 residents per square mile, Pollard is moderately settled, and 72 larger Census places sit within 50 miles. Distance to a branch rarely matters for Pollard's 189 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Piggott, AR about 5 miles away.