Personal loans in Plantersville, TX
Personal loans in Plantersville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 502 population. About 502 people live in Plantersville, placing it 981st of 1,224 Census places in Texas.
A 2020-to-2023 comparison shows Plantersville up by about 8.4%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Plantersville's 502 residents. Verify the lender's Texas licence against the regulator named below before borrowing in Plantersville. The nearest larger city is Montgomery, TX about 11 miles away.
Plantersville by the numbers
Most of what governs a Plantersville loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 502 residents in Plantersville (Vintage 2023 subcounty estimate), the 981st-largest figure among Texas's 1,224 places.
- Population trend: The 2020-to-2023 change is positive, near 8.4%.
- Net change: roughly 39 more people than the 2020 Census counted.
- Size percentile: roughly 20% of Texas's places have fewer residents than Plantersville's 502.
- Population density: about 254 people per square mile (Census land area 2.0 sq mi).
- Land area rank: Plantersville's 2.0 square miles rank 721st of 1,224 places in Texas.
- Water area rank: Plantersville ranks 528th among Texas's 1,224 places, with 0.01 sq mi.
- Share of state population: Plantersville's 502 residents are about 0.0% of Texas.
- National rank: Plantersville is the 13,154th most populous of the 19,457 Census places covered here.
- Growth in Texas: Plantersville stands 277th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Plantersville's 8.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Plantersville ranks 1,078th by people per square mile.
- Density in context: Plantersville's 254 people per square mile sit against a Texas median of 840.
- Location: 30.3343, -95.8641 (Census Gazetteer coordinates).
- Nearest larger cities: Montgomery (11 mi); Magnolia (11 mi); Navasota (14 mi); Stagecoach (17 mi); Waller (19 mi). Larger metros often have more branches, but online lenders reach Plantersville on the same terms.
- Nearest smaller towns: Todd Mission (5 mi); Anderson (13 mi); Woodloch (28 mi).
- Within a 50-mile radius: 12 smaller Census places.
- Larger places within 100 miles: 191.
What a Plantersville borrower is actually offered
With roughly 502 residents, Plantersville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Plantersville's 502 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Plantersville loan is knowable in advance — unlike a revolving card balance.
Plantersville's place among Texas's 1,224 places
Within Texas, Plantersville holds roughly 0.0% of all residents, the 981st-largest share among 1,224 places. Its 2020-to-2023 change ranks 277th of 1,224 Texas places, putting it near the 77th percentile for growth. By density, at about 254 people per square mile, it ranks 1,078th in Texas. Within 50 miles sit 12 smaller Census places, alongside the 54 that are larger.
The state rulebook for Plantersville
Read the table as a lender's compliance picture for Plantersville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How lenders reach Plantersville
With about 254 residents per square mile, Plantersville is lightly settled, and 54 larger Census places sit within 50 miles. Whether Plantersville has a local branch or not, a Texas-licensed lender can serve its 502 people online on the same terms. For a larger market, the closest option is Montgomery, TX about 11 miles away.
The geography behind Plantersville
Plantersville's land area is about 2.0 square miles; a further 0.01 square miles is water. The resulting density is about 254 people per square mile. For the state's biggest city, Houston, the distance is roughly 47 miles. Counting outward 50 miles, 54 larger communities surround Plantersville. Within the same 50 miles lie 12 smaller Census places.
Common questions
What are my options in Plantersville if my credit is poor?
What loan size can I expect in Plantersville?
Do I have to pledge anything to borrow in Plantersville?
Does comparing loans in Plantersville cost me credit score points?
Nearby places
- Todd Mission, TX — population 130
- Magnolia, TX — population 5,320
- Montgomery, TX — population 2,769
- Anderson, TX — population 209
- Navasota, TX — population 8,969
- Stagecoach, TX — population 590
- Waller, TX — population 3,368
- Prairie View, TX — population 8,479