Personal loans in Pittsville, MD
The roughly 1,637 people who live in Pittsville borrow under Maryland rules; city hall sets no personal-loan rate. Pittsville ranks 81st of 157 places in Maryland, with a population near 1,637. If debt is already a strain, a nonprofit credit counsellor can help Pittsville residents before they take on more. From the 2020 Census base to the 2023 estimate, the population rose by about 0.1%. State law, not city hall, decides what a lender may do to Pittsville's roughly 1,637 residents, and a state regulator supervises it. The closest larger city is Delmar, MD about 9 miles away.
Pittsville: population, trend and location
Two layers matter for a Pittsville borrower: the local population picture and Maryland's consumer-lending statutes.
- Population: about 1,637, ranked 81st of 157 places in Maryland (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 0.1% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: Pittsville sits ahead of around 48% of Maryland places, at 1,637 people.
- Population density: about 1,071 people per square mile across 1.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Pittsville covers 1.5 square miles, the 64th-largest area among Maryland's 157 places.
- State population share: Pittsville accounts for about 0.1% of everyone in Maryland.
- Nationally: Pittsville is the 8,384th-largest of 19,457 Census places in the dataset.
- Growth rank: Pittsville's 2020-to-2023 change ranks 71st of 157 places in Maryland.
- Against the state trend: Pittsville's 0.1% change compares with a Maryland average of +0.7% across its 157 places.
- Density in Maryland: Pittsville ranks 118th by people per square mile.
- Density in context: Pittsville's 1,071 people per square mile sit against a Maryland median of 1,734.
- Location: latitude 38.3940, longitude -75.4072 (Census Gazetteer).
- Nearest larger cities: Delmar (9 mi); Delmar (9 mi); Salisbury (10 mi); Berlin (11 mi); Selbyville (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Willards (3 mi); Frankford (13 mi); Dagsboro (14 mi) — useful context for the surrounding area.
- Smaller neighbours: 46 places smaller than Pittsville sit within 50 miles.
- Larger places within 100 miles: 126.
What to do before borrowing in Pittsville
Before you apply in Pittsville, a community of about 1,637, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Maryland licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Pittsville and the rest of Maryland is not the process but the borrower's own file, among the 1,637 people here.
What shapes a Pittsville personal loan
A Pittsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,637 residents. A lender serving Pittsville's 1,637 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Pittsville loan is knowable in advance — unlike a revolving card balance.
The Maryland lending rules that reach Pittsville
When Maryland does not publish a figure, the row links to the source instead of inventing a number; Pittsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Pittsville: area, density and distance
The Census Gazetteer records about 1.5 square miles of land within Pittsville, with no significant water area listed. That land carries about 1,071 people per square mile. The largest place in Maryland, Baltimore, lies about 90 miles away. Counting outward 50 miles, 31 larger communities surround Pittsville. Within the same 50 miles lie 46 smaller Census places.
Pittsville in state context
Against Maryland's other places, Pittsville accounts for about 0.1% of the state's population and ranks 81st of 157 by size. On the 2020-to-2023 trend, Pittsville stands 71st among Maryland's 157 places — roughly the 55th percentile. At about 1,071 people per square mile, Pittsville is the 118th most densely settled place in Maryland. Within 50 miles sit 46 smaller Census places, alongside the 31 that are larger.
Common questions
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Nearby places
- Willards, MD — population 977
- Delmar, DE — population 2,216
- Delmar, MD — population 4,569
- Salisbury, MD — population 33,159
- Berlin, MD — population 5,346
- Selbyville, DE — population 3,184
- Frankford, DE — population 878
- Millsboro, DE — population 7,637