Personal loans in Pineville, AR
Two households in Pineville with comparable incomes can still be offered different rates; the city's 158 residents are not the reason.
For the 158 people in Pineville, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census counts 158 people in Pineville, the 402nd-largest figure among Arkansas's 500 places. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Pineville loan. Census figures put the 2020-to-2023 increase in Pineville at about 3.3%. A larger market lies at Calico Rock, AR about 3 miles away.
Pineville by the numbers
Here is the sourced Census picture for Pineville, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: an estimated 158 residents, 402nd of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 3.3% from 2020 to 2023.
- Net change: roughly 5 more people than the 2020 Census counted.
- Size percentile: about 20% of Arkansas's Census places are smaller than Pineville.
- Population density: about 87 people per square mile (Census land area 1.8 sq mi).
- Land area rank: Pineville's 1.8 square miles rank 268th of 500 places in Arkansas.
- Share of Arkansas: Pineville holds about 0.0% of the state's population, some 158 people.
- Nationally: Pineville is the 17,162nd-largest of 19,457 Census places in the dataset.
- Growth rank: Pineville's 2020-to-2023 change ranks 79th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Pineville moved 3.3%.
- Density rank: Pineville is the 465th most densely settled place in Arkansas.
- Density vs Arkansas: Pineville's 87 people per square mile compare with a state median of 386.
- Location: the Census Gazetteer records it at 36.1611, -92.1065.
- Nearest larger cities: Calico Rock (3 mi); Norfork (10 mi); Salesville (11 mi); Oxford (11 mi); Briarcliff (12 mi). Larger metros often have more branches, but online lenders reach Pineville on the same terms.
- Nearest smaller places: Guion (19 mi); Big Flat (20 mi); Gilbert (36 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Within 100 miles: 222 places are larger than Pineville.
Inside a Pineville personal loan
With roughly 158 residents, Pineville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Pineville lender to disclose the APR and finance charge before you sign. The term you choose in Pineville decides the split between a comfortable payment and the total interest you pay.
Arkansas consumer-lending rules applied in Pineville
Arkansas has no separate rate rule for Pineville; the sourced rows below are what reach every lender that serves its 158 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Borrowing reach in Pineville
At roughly 87 people per square mile, Pineville is sparsely settled; 58 larger places lie within 50 miles. A Arkansas licence lets a lender serve Pineville without a local office, so branch density does not change what its 158 residents are offered. The nearest bigger place is Calico Rock, AR about 3 miles away.
A practical checklist for Pineville borrowers
Complete these steps first when you borrow in Pineville (158 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Arkansas licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
None of these steps is Pineville-specific: the same Arkansas licensing and disclosure rules reach all 158 residents.
Pineville against the rest of Arkansas
Set beside Arkansas's 500 places, Pineville ranks 402nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Pineville stands 79th among Arkansas's 500 places — roughly the 84th percentile. By density, at about 87 people per square mile, it ranks 465th in Arkansas. The population moved by about 5 people between 2020 and 2023, a 3.3% shift.
Common questions
What are my options in Pineville if my credit is poor?
What loan size can I expect in Pineville?
Do I have to pledge anything to borrow in Pineville?
Does comparing loans in Pineville cost me credit score points?
Nearby places
- Calico Rock, AR — population 1,945
- Norfork, AR — population 474
- Salesville, AR — population 512
- Oxford, AR — population 601
- Briarcliff, AR — population 247
- Fifty-Six, AR — population 160
- Melbourne, AR — population 1,883
- Viola, AR — population 371