Personal loans in Pine Grove, PA
Pine Grove is a small community of about 2,061 residents, and a personal loan taken out here is governed by Pennsylvania statute. Decide the purpose of the loan and your repayment plan before sharing any details with a Pine Grove lender. Roughly 2,061 residents live in Pine Grove, the 418th-largest community in Pennsylvania. When Pennsylvania caps or restricts a product, lenders either change the terms or withdraw it from Pine Grove as from the rest of the state. Census figures put the 2020-to-2023 increase in Pine Grove at about 0.5%. The nearest larger city is Minersville, PA about 12 miles away.
Borrowing in Pine Grove: the local picture
Here is the sourced Census picture for Pine Grove, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: about 2,061 people live here, which puts Pine Grove 418th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: A rise of about 0.5% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
- Size percentile: roughly 59% of Pennsylvania's places have fewer residents than Pine Grove's 2,061.
- Population density: about 1,935 people per square mile (Census land area 1.1 sq mi).
- Land area: Pine Grove covers 1.1 square miles, the 411th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in Pine Grove.
- National rank: Pine Grove sits 7,519th by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Pine Grove stands 154th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Pine Grove moved 0.5%.
- Density in Pennsylvania: Pine Grove ranks 523rd by people per square mile.
- Density in context: Pine Grove's 1,935 people per square mile sit against a Pennsylvania median of 1,990.
- Location: latitude 40.5534, longitude -76.3860 (Census Gazetteer).
- Nearest larger cities: Minersville (12 mi); Schuylkill Haven (12 mi); Pottsville (13 mi); Myerstown (13 mi); Lebanon (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Tremont (5 mi); Tower City (9 mi); Jonestown (11 mi).
- Within a 50-mile radius: 106 smaller Census places.
- At 100 miles: 359 larger Census places fall inside that radius.
How lenders reach Pine Grove
Pine Grove is moderately settled, with about 1,935 people per square mile and 113 larger places within 50 miles. A Pennsylvania licence lets a lender serve Pine Grove without a local office, so branch density does not change what its 2,061 residents are offered. The nearest bigger place is Minersville, PA about 12 miles away.
Inside a Pine Grove personal loan
Most loans made to Pine Grove's 2,061 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Pine Grove lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Pine Grove loan is knowable in advance — unlike a revolving card balance.
Pine Grove: area, density and distance
Pine Grove's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. With 2,061 residents, the land area yields roughly 1,935 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 76 miles from Pine Grove. Counting outward 50 miles, 113 larger communities surround Pine Grove. Within the same 50 miles lie 106 smaller Census places.
What Pennsylvania law requires in Pine Grove
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Pine Grove is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Where Pine Grove sits in Pennsylvania
Within Pennsylvania, Pine Grove holds roughly 0.0% of all residents, the 418th-largest share among 1,013 places. Its 2020-to-2023 change ranks 154th of 1,013 Pennsylvania places, putting it near the 85th percentile for growth. Its roughly 1,935 residents per square mile place it 523rd among Pennsylvania's places. In land area, Pine Grove ranks 411th among Pennsylvania's 1,013 places.
Common questions
What are my options in Pine Grove if my credit is poor?
What loan size can I expect in Pine Grove?
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Does comparing loans in Pine Grove cost me credit score points?
Nearby places
- Tremont, PA — population 1,684
- Jonestown, PA — population 1,645
- Tower City, PA — population 1,429
- Minersville, PA — population 4,400
- Myerstown, PA — population 3,109
- Gordon, PA — population 766
- Cressona, PA — population 1,610
- Lebanon, PA — population 26,378