Personal loans in Pikeville, NC
Pikeville counts about 719 people, and what is genuinely local about borrowing here is limited — North Carolina law does the governing. Judge Pikeville offers on total cost, not on how quickly the money arrives.
By population, Pikeville sits at 377th in North Carolina, with an estimated 719 residents. Every figure below is North Carolina's own, applied to Pikeville's 719 residents, with the publisher and retrieval date attached. Pikeville added about 1.3% to its population between the 2020 base and the 2023 estimate. A larger market lies at Fremont, NC about 3 miles away.
What the Census records for Pikeville
Read the local figures below as context; read the sourced North Carolina table as the rulebook a lender here must follow.
- Population: an estimated 719 residents, 377th of 549 places in North Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.3% above the 2020 Census base.
- Absolute change: 9 residents added between 2020 and 2023.
- Size percentile: Pikeville sits ahead of around 31% of North Carolina places, at 719 people.
- Land and density: 0.8 square miles of land carry roughly 952 residents per square mile.
- Land area: Pikeville covers 0.8 square miles, the 478th-largest area among North Carolina's 549 places.
- State population share: Pikeville accounts for about 0.0% of everyone in North Carolina.
- National rank: Pikeville is the 11,672nd most populous of the 19,457 Census places covered here.
- Growth rank: Pikeville ranks 317th among North Carolina's 549 places for the 2020-to-2023 change.
- Against the state trend: Pikeville's 1.3% change compares with a North Carolina average of +2.9% across its 549 places.
- Density in North Carolina: Pikeville ranks 195th by people per square mile.
- Density vs North Carolina: Pikeville's 952 people per square mile compare with a state median of 758.
- Location: latitude 35.4972, longitude -77.9878 (Census Gazetteer).
- Nearest larger cities: Fremont (3 mi); Goldsboro (8 mi); Princeton (10 mi); Lucama (10 mi); Kenly (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Black Creek (10 mi); Micro (13 mi); Saratoga (16 mi).
- Smaller places within 50 miles: 37 of them.
- Larger places within 100 miles: 183.
Getting a loan in Pikeville
Pikeville is a moderately settled community of about 719 people, with 66 larger places inside a 50-mile radius. Distance to a branch rarely matters for Pikeville's 719 residents: the application is online and the price follows your credit file. The nearest bigger place is Fremont, NC about 3 miles away.
Steps to take before a Pikeville loan
A sensible order of operations for a loan in Pikeville, home to about 719 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the North Carolina regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across North Carolina; what changes is your credit file, not the fact that Pikeville holds 719 people.
North Carolina consumer-lending rules applied in Pikeville
North Carolina has no separate rate rule for Pikeville; the sourced rows below are what reach every lender that serves its 719 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less" | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
Land, water and location for Pikeville
Pikeville covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 719 residents, the land area yields roughly 952 people per square mile. Charlotte, the largest place in North Carolina, is about 161 miles from Pikeville. A 50-mile radius around Pikeville takes in 66 places that are larger. Within the same 50 miles lie 37 smaller Census places.
Pikeville against the rest of North Carolina
Pikeville is the 377th-largest of 549 Census places in North Carolina and contains about 0.0% of the state's people. For population change between 2020 and 2023, Pikeville ranks 317th of 549 in North Carolina (about the 42th percentile). Its roughly 952 residents per square mile place it 195th among North Carolina's places. By land area, its 0.8 square miles rank 478th of 549 places in North Carolina.
Common questions
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Nearby places
- Fremont, NC — population 1,199
- Goldsboro, NC — population 33,469
- Lucama, NC — population 1,046
- Black Creek, NC — population 690
- Kenly, NC — population 1,642
- Princeton, NC — population 1,461
- Stantonsburg, NC — population 757
- Walnut Creek, NC — population 1,098