Personal loans in Piedmont, MO
At about 1,861 residents, Piedmont is larger than roughly 73% of the places in Missouri. The 2020 count to the 2023 estimate shows about 1.7% decline in Piedmont.
Piedmont, Missouri — home to about 1,861 people — is a small community, so the terms you are offered follow Missouri law rather than any local rule. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Piedmont's 1,861 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Piedmont loan. A larger market lies at Poplar Bluff, MO about 31 miles away.
Piedmont: population, trend and location
Set out below is Piedmont's local context next to the state-level rules that reach every lender here.
- Population: 1,861 people, a figure that places Piedmont 249th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.7% from 2020 to 2023.
- Net change: roughly 32 fewer people than the 2020 Census counted.
- Size percentile: Piedmont sits ahead of around 73% of Missouri places, at 1,861 people.
- Density: roughly 864 residents per square mile, spread over 2.2 sq mi of land.
- Land area: Piedmont covers 2.2 square miles, the 256th-largest area among Missouri's 937 places.
- Share of Missouri: Piedmont holds about 0.0% of the state's population, some 1,861 people.
- National rank: Piedmont is the 7,878th most populous of the 19,457 Census places covered here.
- Growth rank: Piedmont's 2020-to-2023 change ranks 734th of 937 places in Missouri.
- Against the state trend: Piedmont's 1.7% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Piedmont is the 391st most densely settled place in Missouri.
- Against the state median: Piedmont runs about 864 residents per square mile, where the Missouri median is 743.
- Location: coordinates 37.1504, -90.6957 (US Census Bureau Gazetteer).
- Nearest larger cities: Poplar Bluff (31 mi); Fredericktown (36 mi); Farmington (46 mi); Park Hills (47 mi); Dexter (47 mi). Larger metros often have more branches, but online lenders reach Piedmont on the same terms.
- Smaller communities close by: Mill Spring (6 mi); Des Arc (10 mi); Greenville (14 mi), each with its own Census population profile.
- Smaller neighbours: 42 places smaller than Piedmont sit within 50 miles.
- Larger places within 100 miles: 99.
The Missouri lending rules that reach Piedmont
These are Missouri's sourced lending facts as they reach Piedmont's 1,861 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
The anatomy of a Piedmont personal loan
With roughly 1,861 residents, Piedmont is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Piedmont's 1,861 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Piedmont loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Piedmont sits
Inside Piedmont's boundaries lie about 2.2 square miles of land, with no significant water area recorded. Spread across it are roughly 864 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 250 miles. A 50-mile radius around Piedmont takes in 5 places that are larger. By land area it ranks 256th of 937 Missouri places.
Where Piedmont sits in Missouri
Within Missouri, Piedmont holds roughly 0.0% of all residents, the 249th-largest share among 937 places. For population change between 2020 and 2023, Piedmont ranks 734th of 937 in Missouri (about the 22th percentile). By density, at about 864 people per square mile, it ranks 391st in Missouri. The population moved by about 32 people between 2020 and 2023, a 1.7% shift.
Lender access in Piedmont
At roughly 864 people per square mile, Piedmont is moderately settled; 5 larger places lie within 50 miles. Whether Piedmont has a local branch or not, a Missouri-licensed lender can serve its 1,861 people online on the same terms. The nearest larger city, Poplar Bluff, MO about 31 miles away.
Common questions
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Nearby places
- Mill Spring, MO — population 157
- Des Arc, MO — population 129
- Annapolis, MO — population 246
- Ellsinore, MO — population 422
- Williamsville, MO — population 272
- Greenville, MO — population 440
- Ellington, MO — population 773
- Van Buren, MO — population 761