Personal loans in Pico Rivera, CA

Pico Rivera is home to roughly 59,189 people and stands 152nd by size out of 482 Census places in California. A larger market lies at Montebello, CA about 2 miles away. Census figures put the 2020-to-2023 decrease in Pico Rivera at about 4.7%. To lend to Pico Rivera's 59,189 residents, a company must hold a California licence, and each sourced row below names the regulator behind it. Use the calculator on this page to price an amount and term before you commit in Pico Rivera.

Pico Rivera by the numbers

Here is the sourced Census picture for Pico Rivera, plus the California lending rules that apply to a loan taken out here.

• Population: 59,189 people, a figure that places Pico Rivera 152nd among the 482 Census places in California (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.7% since the 2020 count.
• Absolute change: 2,888 residents lost between 2020 and 2023.
• Size percentile: roughly 68% of California's places have fewer residents than Pico Rivera's 59,189.
• Density: the Census land area of 8.3 sq mi holds about 7,118 people per square mile.
• Land area: Pico Rivera covers 8.3 square miles, the 246th-largest area among California's 482 places.
• Water area rank: Pico Rivera ranks 88th among California's 482 places, with 0.59 sq mi.
• State share: roughly 0.2% of California's residents live in Pico Rivera (59,189 people).
• National rank: Pico Rivera is 655th of 19,457 places nationwide.
• Growth rank: Pico Rivera ranks 399th among California's 482 places for the 2020-to-2023 change.
• Against the state trend: Pico Rivera's 4.7% change compares with a California average of -1.3% across its 482 places.
• Density rank: Pico Rivera places 68th among California's places by people per square mile.
• Density in context: Pico Rivera's 7,118 people per square mile sit against a California median of 3,455.
• Location: latitude 33.9895, longitude -118.0893 (Census Gazetteer).
• Nearest larger cities: Montebello (2 mi); Whittier (4 mi); Downey (4 mi); Norwalk (6 mi); South Gate (7 mi). Living near a larger metro rarely changes what is available in Pico Rivera.
• Smaller places close by: Commerce (3 mi); Bell Gardens (4 mi); Santa Fe Springs (4 mi).
• Smaller places within 50 miles: 81 of them.
• Larger places within 100 miles: 82.

Pico Rivera in state context

Among California's 482 places, Pico Rivera sits at 152nd for population, a share of roughly 0.2% of the state. For population change between 2020 and 2023, Pico Rivera ranks 399th of 482 in California (about the 17th percentile). By density, at about 7,118 people per square mile, it ranks 68th in California. By land area, its 8.3 square miles rank 246th of 482 places in California.

Inside a Pico Rivera personal loan

With roughly 59,189 residents, Pico Rivera is a mid-sized city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Pico Rivera loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Pico Rivera decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Pico Rivera

Complete these steps first when you borrow in Pico Rivera (59,189 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the California regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Pico Rivera and the rest of California is not the process but the borrower's own file, among the 59,189 people here.

California rules behind a Pico Rivera personal loan

Every row below records a California rule, its publisher and its retrieval date — the same rules a Pico Rivera lender must follow.

Pico Rivera: area, density and distance

Pico Rivera's land area is about 8.3 square miles; a further 0.59 square miles is water. The resulting density is about 7,118 people per square mile. The state's population centre of gravity, Los Angeles, is roughly 19 miles away. A 50-mile radius around Pico Rivera takes in 61 places that are larger. The 100-mile radius contains 82 larger places.