Personal loans in Perryville, MO
The roughly 8,506 people who live in Perryville borrow under Missouri rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Perryville loan. The Census counts 8,506 people in Perryville, the 94th-largest figure among Missouri's 937 places. Rate ceilings, licensing requirements and product limits for Perryville are all set at the Missouri level. Population in Perryville dropped about 0.5% over the three years from 2020 to 2023. The next larger city is Jackson, MO about 27 miles away.
Where Perryville stands
Here is the sourced Census picture for Perryville, plus the Missouri lending rules that apply to a loan taken out here.
- Population: an estimated 8,506 residents, 94th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.5% between 2020 and 2023.
- Absolute change: 44 residents lost between 2020 and 2023.
- Size percentile: with 8,506 residents, Perryville is larger than about 90% of Missouri's Census places.
- Population density: about 1,042 people per square mile across 8.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Perryville's 8.2 square miles rank 82nd of 937 places in Missouri.
- Water: Perryville holds about 0.16 square miles, the 54th-largest water area in Missouri.
- State population share: Perryville accounts for about 0.2% of everyone in Missouri.
- National rank: Perryville is 3,528th of 19,457 places nationwide.
- Growth rank: Perryville ranks 581st among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Perryville's 0.5%.
- Density rank: Perryville is the 282nd most densely settled place in Missouri.
- Density vs Missouri: Perryville's 1,042 people per square mile compare with a state median of 743.
- Location: latitude 37.7263, longitude -89.8765 (Census Gazetteer).
- Nearest larger cities: Jackson (27 mi); Farmington (30 mi); Cape Girardeau (34 mi); Park Hills (35 mi); Carbondale (36 mi). Online lenders reach Perryville no matter how far the nearest branch is.
- Nearest smaller towns: Longtown (7 mi); St. Mary (11 mi); Rockwood (13 mi).
- Smaller neighbours: 114 places smaller than Perryville sit within 50 miles.
- At 100 miles: 71 larger Census places fall inside that radius.
Perryville's place among Missouri's 937 places
Perryville is the 94th-largest of 937 Census places in Missouri and contains about 0.2% of the state's people. For population change between 2020 and 2023, Perryville ranks 581st of 937 in Missouri (about the 38th percentile). At about 1,042 people per square mile, Perryville is the 282nd most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 44 residents.
Perryville on the map
Inside Perryville's boundaries lie roughly 8.2 square miles of land and 0.16 square miles of water. The resulting density is about 1,042 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 271 miles. Counting outward 50 miles, 8 larger communities surround Perryville. Within the same 50 miles lie 114 smaller Census places.
What Missouri law requires in Perryville
This table holds the Missouri rate and licensing rules for consumer loans made to Perryville's 8,506 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
What is available to Perryville borrowers
With about 1,042 residents per square mile, Perryville is moderately settled, and 8 larger Census places sit within 50 miles. Distance to a branch rarely matters for Perryville's 8,506 residents: the application is online and the price follows your credit file. The nearest larger city, Jackson, MO about 27 miles away.
Inside a Perryville personal loan
Most loans made to Perryville's 8,506 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Perryville can be quoted different APRs on the same amount and term. Shortening the term on a Perryville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Perryville if my credit is poor?
What loan size can I expect in Perryville?
Do I have to pledge anything to borrow in Perryville?
Does comparing loans in Perryville cost me credit score points?
Nearby places
- Longtown, MO — population 91
- St. Mary, MO — population 307
- Kaskaskia, IL — population 23
- Chester, IL — population 6,732
- Old Appleton, MO — population 71
- Sedgewickville, MO — population 188
- Rockwood, IL — population 32
- Oak Ridge, MO — population 238