Personal loans in Pembroke Park, FL
The first question in Pembroke Park is not the rate on offer but whether the payment fits; about 6,300 people live here under Florida lending law. Pembroke Park ranks 209th of 411 places in Florida, with a population near 6,300.
The closest larger place is West Park, FL about 1 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 0.8%. Which products a lender may offer to Pembroke Park's 6,300 residents follows from the Florida consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Pembroke Park.
Pembroke Park: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: 6,300 people, a figure that places Pembroke Park 209th among the 411 Census places in Florida (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.8% from the 2020 Census base to the 2023 estimate.
- Absolute change: 50 residents added between 2020 and 2023.
- Size percentile: about 49% of Florida's Census places are smaller than Pembroke Park.
- Density: roughly 4,412 residents per square mile, spread over 1.4 sq mi of land.
- By land area: Pembroke Park ranks 322nd among Florida's 411 places, at 1.4 sq mi.
- Water area: Pembroke Park has 0.24 square miles of water, ranking 225th of 411 places in Florida.
- State share: roughly 0.1% of Florida's residents live in Pembroke Park (6,300 people).
- National standing: Pembroke Park ranks 4,246th of 19,457 US places.
- Growth in Florida: Pembroke Park stands 280th by percentage change from 2020 to 2023, among 411 places.
- Against the state trend: Pembroke Park's 0.8% change compares with a Florida average of +5.5% across its 411 places.
- Density in Florida: Pembroke Park ranks 70th by people per square mile.
- Density vs Florida: Pembroke Park's 4,412 people per square mile compare with a state median of 1,608.
- Location: 25.9889, -80.1803 (Census Gazetteer coordinates).
- Nearest larger cities: West Park (1 mi); Hallandale Beach (2 mi); Hollywood (3 mi); Aventura (4 mi); North Miami Beach (4 mi). Larger metros often have more branches, but online lenders reach Pembroke Park on the same terms.
- Smaller places close by: Golden Beach (4 mi); Biscayne Park (7 mi); Bal Harbour (7 mi).
- Smaller neighbours: 26 places smaller than Pembroke Park sit within 50 miles.
- Larger places within 100 miles: 75.
The geography behind Pembroke Park
The Census Gazetteer records 1.4 square miles of land and 0.24 square miles of water within Pembroke Park. Spread across it are roughly 4,412 residents per square mile. The largest place in Florida, Jacksonville, lies about 314 miles away. Within 50 miles of Pembroke Park there are 61 larger Census places. Within the same 50 miles lie 26 smaller Census places.
How personal loans work in Pembroke Park
Pembroke Park is a small town of about 6,300 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Pembroke Park loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Pembroke Park loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Pembroke Park borrowers
Pembroke Park is fairly dense, with about 4,412 people per square mile and 61 larger places within 50 miles. A Florida licence lets a lender serve Pembroke Park without a local office, so branch density does not change what its 6,300 residents are offered. The nearest larger city, West Park, FL about 1 miles away.
Pembroke Park against the rest of Florida
Against Florida's other places, Pembroke Park accounts for about 0.1% of the state's population and ranks 209th of 411 by size. For population change between 2020 and 2023, Pembroke Park ranks 280th of 411 in Florida (about the 32th percentile). Its roughly 4,412 residents per square mile place it 70th among Florida's places. Within 50 miles sit 26 smaller Census places, alongside the 61 that are larger.
How Florida law applies in Pembroke Park
Florida has no separate rate rule for Pembroke Park; the sourced rows below are what reach every lender that serves its 6,300 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
What are my options in Pembroke Park if my credit is poor?
What loan size can I expect in Pembroke Park?
Do I have to pledge anything to borrow in Pembroke Park?
Does comparing loans in Pembroke Park cost me credit score points?
Nearby places
- West Park, FL — population 15,109
- Hallandale Beach, FL — population 41,547
- Hollywood, FL — population 153,859
- Aventura, FL — population 38,741
- North Miami Beach, FL — population 42,789
- Golden Beach, FL — population 972
- Dania Beach, FL — population 31,915
- Miami Gardens, FL — population 110,717