Personal loans in Pelican, AK

Pelican by the numbers

The figures below are Pelican's own — Census population, land area and coordinates — followed by the Alaska rules.

• Population: 92 — Pelican ranks 127th of 149 communities in Alaska (US Census Bureau, Vintage 2023).
• Population trend: Roughly 6.1% fewer residents than the 2020 Census counted.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: roughly 15% of Alaska's places have fewer residents than Pelican's 92.
• Population density: about 168 people per square mile (Census land area 0.5 sq mi).
• By land area: Pelican ranks 145th among Alaska's 149 places, at 0.5 sq mi.
• Water area rank: Pelican ranks 122nd among Alaska's 149 places, with 0.07 sq mi.
• State share: roughly 0.0% of Alaska's residents live in Pelican (92 people).
• National rank: Pelican sits 18,266th by population among the 19,457 places in this dataset.
• Growth in Alaska: Pelican stands 132nd by percentage change from 2020 to 2023, among 149 places.
• State comparison: Alaska's places average -3.1% for 2020-to-2023, against Pelican's 6.1%.
• Density rank: Pelican is the 40th most densely settled place in Alaska.
• Against the state median: Pelican runs about 168 residents per square mile, where the Alaska median is 40.
• Location: coordinates 57.9592, -136.2151 (US Census Bureau Gazetteer).
• Nearest larger cities: Hoonah (31 mi); Gustavus (37 mi); Tenakee Springs (41 mi); Sitka city and (62 mi); Angoon (73 mi). Living near a larger metro rarely changes what is available in Pelican.
• Smaller places within 50 miles: 0 of them.
• Larger places within 100 miles: 6.

The anatomy of a Pelican personal loan

Most loans made to Pelican's 92 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Pelican's 92 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Pelican loan is knowable in advance — unlike a revolving card balance.

Before you apply in Pelican

Before you apply in Pelican, a community of about 92, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Alaska licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Alaska; what changes is your credit file, not the fact that Pelican holds 92 people.

Borrowing reach in Pelican

At roughly 168 people per square mile, Pelican is lightly settled; 3 larger places lie within 50 miles. Lenders licensed in Alaska reach Pelican's 92 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Hoonah, AK about 31 miles away.

How Pelican compares across Alaska

Pelican is the 127th-largest of 149 Census places in Alaska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Pelican stands 132nd among Alaska's 149 places — roughly the 11th percentile. At about 168 people per square mile, Pelican is the 40th most densely settled place in Alaska. Within 50 miles sit 0 smaller Census places, alongside the 3 that are larger.

The Alaska lending rules that reach Pelican

When Alaska does not publish a figure, the row links to the source instead of inventing a number; Pelican is bound by the same rules.