Personal loans in Paragould, AR

Paragould: the sourced local profile

Here is the sourced Census picture for Paragould, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: a Census-estimated 30,520, 15th among Arkansas's 500 places (Vintage 2023).
• Population trend: Growth of about 3.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 974 residents.
• Size percentile: roughly 97% of Arkansas's places have fewer residents than Paragould's 30,520.
• Population density: about 961 people per square mile across 31.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Paragould's 31.8 square miles rank 14th of 500 places in Arkansas.
• Water: Paragould holds about 0.16 square miles, the 42nd-largest water area in Arkansas.
• State share: roughly 1.5% of Arkansas's residents live in Paragould (30,520 people).
• National rank: Paragould is the 1,295th most populous of the 19,457 Census places covered here.
• Growth rank: Paragould's 2020-to-2023 change ranks 78th of 500 places in Arkansas.
• Against the state trend: Paragould's 3.3% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Paragould places 63rd among Arkansas's places by people per square mile.
• Against the state median: Paragould runs about 961 residents per square mile, where the Arkansas median is 386.
• Location: the Census Gazetteer records it at 36.0523, -90.5105.
• Nearest larger cities: Jonesboro (19 mi); Bartlett (69 mi); Memphis (72 mi); Germantown (79 mi); Southaven (82 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Oak Grove Heights (5 mi); Lafe (11 mi); Brookland (11 mi).
• Smaller places within 50 miles: 105 of them.
• Larger places within 100 miles: 8.

Before you apply in Paragould

Before you apply in Paragould, a community of about 30,520, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Arkansas; what changes is your credit file, not the fact that Paragould holds 30,520 people.

Paragould on the map

Inside Paragould's boundaries lie roughly 31.8 square miles of land and 0.16 square miles of water. With 30,520 residents, the land area yields roughly 961 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 139 miles. Counting outward 50 miles, 1 larger communities surround Paragould. By land area it ranks 14th of 500 Arkansas places.

Where Paragould sits in Arkansas

Set beside Arkansas's 500 places, Paragould ranks 15th by population and holds about 1.5% of the state total. Its 2020-to-2023 change ranks 78th of 500 Arkansas places, putting it near the 84th percentile for growth. At about 961 people per square mile, Paragould is the 63rd most densely settled place in Arkansas. Within 50 miles sit 105 smaller Census places, alongside the 1 that are larger.

How lenders reach Paragould

Paragould is a moderately settled community of about 30,520 people, with 1 larger places inside a 50-mile radius. Lenders licensed in Arkansas reach Paragould's 30,520 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Jonesboro, AR about 19 miles away.

Which Arkansas laws govern a loan in Paragould

Arkansas has no separate rate rule for Paragould; the sourced rows below are what reach every lender that serves its 30,520 people.