Personal loans in Palmyra, PA

A lender serving Palmyra holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 7,702 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Palmyra lender. A single loan can carry different costs on either side of a state line, and Palmyra sits on the Pennsylvania side of that line. The nearest larger city is Lebanon, PA about 9 miles away.

Palmyra by the numbers

The figures below are Palmyra's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: about 7,702 people live here, which puts Palmyra 109th of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: A drop of about 1.6% from 2020 to 2023.
• People gained or lost: about 127 fewer since the 2020 base.
• Size percentile: roughly 89% of Pennsylvania's places have fewer residents than Palmyra's 7,702.
• Population density: about 4,005 people per square mile (Census land area 1.9 sq mi).
• Land area rank: Palmyra's 1.9 square miles rank 222nd of 1,013 places in Pennsylvania.
• Share of state population: Palmyra's 7,702 residents are about 0.1% of Pennsylvania.
• Nationally: Palmyra is the 3,765th-largest of 19,457 Census places in the dataset.
• Growth in Pennsylvania: Palmyra stands 573rd by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Palmyra's 1.6% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Palmyra ranks 189th by people per square mile.
• Density vs Pennsylvania: Palmyra's 4,005 people per square mile compare with a state median of 1,990.
• Location: mapped by the US Census Bureau at 40.3100, -76.5948.
• Nearest larger cities: Lebanon (9 mi); Middletown (10 mi); Elizabethtown (11 mi); Mount Joy (15 mi); Harrisburg (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Cleona (7 mi); Hummelstown (7 mi); Mount Gretna (8 mi).
• Within a 50-mile radius: 178 smaller Census places.
• At 100 miles: 111 larger Census places fall inside that radius.

Where Palmyra sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Palmyra ranks 109th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 573rd of 1,013 Pennsylvania places, putting it near the 43th percentile for growth. By density, at about 4,005 people per square mile, it ranks 189th in Pennsylvania. By land area, its 1.9 square miles rank 222nd of 1,013 places in Pennsylvania.

The Palmyra borrowing checklist

A sensible order of operations for a loan in Palmyra, home to about 7,702 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

None of these steps is Palmyra-specific: the same Pennsylvania licensing and disclosure rules reach all 7,702 residents.

Palmyra on the map

Palmyra covers about 1.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 4,005 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 80 miles away. Counting outward 50 miles, 22 larger communities surround Palmyra. The 100-mile radius contains 111 larger places.

Borrowing reach in Palmyra

Palmyra is a fairly dense community of about 7,702 people, with 22 larger places inside a 50-mile radius. What is available to Palmyra's 7,702 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lebanon, PA about 9 miles away.

How Pennsylvania law applies in Palmyra

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Palmyra's roughly 7,702 residents.