Personal loans in Palestine, TX

Personal loans in Palestine are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 19,372 population. From the 2020 Census base to the 2023 estimate, the population rose by about 4.5%. Read the disclosure for an origination fee and any prepayment penalty before signing in Palestine. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Palestine as from the rest of the state. The nearest larger city is Tyler, TX about 44 miles away.

The Palestine data picture

What follows is Palestine's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: the Census counts 19,372 residents in Palestine (Vintage 2023 subcounty estimate), the 156th-largest figure among Texas's 1,224 places.
• Population trend: Growth of about 4.5% across the 2020-to-2023 comparison.
• Absolute change: 835 residents added between 2020 and 2023.
• Size percentile: roughly 87% of Texas's places have fewer residents than Palestine's 19,372.
• Land and density: 19.5 square miles of land carry roughly 996 residents per square mile.
• By land area: Palestine ranks 118th among Texas's 1,224 places, at 19.5 sq mi.
• Water: Palestine holds about 0.20 square miles, the 159th-largest water area in Texas.
• Share of state population: Palestine's 19,372 residents are about 0.1% of Texas.
• National rank: Palestine is the 1,940th most populous of the 19,457 Census places covered here.
• Growth in Texas: Palestine stands 462nd by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Palestine's 4.5% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Palestine ranks 517th by people per square mile.
• Against the state median: Palestine runs about 996 residents per square mile, where the Texas median is 840.
• Location: mapped by the US Census Bureau at 31.7545, -95.6470.
• Nearest larger cities: Tyler (44 mi); Corsicana (53 mi); Nacogdoches (59 mi); Lufkin (62 mi); Ennis (70 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Elkhart (9 mi); Oakwood (17 mi); Grapeland (21 mi) — useful context for the surrounding area.
• Smaller neighbours: 60 places smaller than Palestine sit within 50 miles.
• Within 100 miles: 30 places are larger than Palestine.

What Texas law requires in Palestine

This table holds the Texas rate and licensing rules for consumer loans made to Palestine's 19,372 residents.

How Palestine compares across Texas

Among Texas's 1,224 places, Palestine sits at 156th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 462nd of 1,224 Texas places, putting it near the 62th percentile for growth. By density, at about 996 people per square mile, it ranks 517th in Texas. In land area, Palestine ranks 118th among Texas's 1,224 places.

How lenders reach Palestine

Palestine is a moderately settled community of about 19,372 people, with 1 larger places inside a 50-mile radius. Whether Palestine has a local branch or not, a Texas-licensed lender can serve its 19,372 people online on the same terms. The nearest bigger place is Tyler, TX about 44 miles away.

How personal loans work in Palestine

In Palestine, a small town of about 19,372, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Palestine's 19,372 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Palestine decides the split between a comfortable payment and the total interest you pay.

Palestine: area, density and distance

Palestine covers about 19.5 square miles of land, with 0.20 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 996 residents per square mile. The largest place in Texas, Houston, lies about 137 miles away. Palestine has 1 larger places within a 50-mile radius. The 100-mile radius contains 30 larger places.