Personal loans in Pagedale, MO
The first question in Pagedale is not the rate on offer but whether the payment fits; about 2,506 people live here under Missouri lending law.
Consumer lending that reaches Pagedale's 2,506 residents is governed by Missouri statute; no city ordinance changes it. Pagedale ranks 211th of 937 places in Missouri, with a population near 2,506. Work out your debt-to-income ratio first; lenders weigh it heavily, and Pagedale's 2,506 residents are no exception. Pagedale shed about 2.0% of its population between the 2020 base and the 2023 estimate. The closest larger place is University City, MO about 2 miles away.
Where Pagedale stands
The figures below are Pagedale's own — Census population, land area and coordinates — followed by the Missouri rules.
- Population: a Census-estimated 2,506, 211th among Missouri's 937 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.0%.
- People gained or lost: about 50 fewer since the 2020 base.
- Size percentile: Pagedale's 2,506 people outrank roughly 77% of the places in Missouri.
- Population density: about 2,081 people per square mile (Census land area 1.2 sq mi).
- Land area: Pagedale covers 1.2 square miles, the 374th-largest area among Missouri's 937 places.
- State share: roughly 0.1% of Missouri's residents live in Pagedale (2,506 people).
- National rank: Pagedale is the 6,833rd most populous of the 19,457 Census places covered here.
- Growth rank: Pagedale's 2020-to-2023 change ranks 760th of 937 places in Missouri.
- Against the state trend: Pagedale's 2.0% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Pagedale places 87th among Missouri's places by people per square mile.
- Against the state median: Pagedale runs about 2,081 residents per square mile, where the Missouri median is 743.
- Location: latitude 38.6802, longitude -90.3081 (Census Gazetteer).
- Nearest larger cities: University City (2 mi); Normandy (2 mi); Pine Lawn (2 mi); Northwoods (2 mi); Clayton (3 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Wellston (1 mi); Greendale (1 mi); Hanley Hills (1 mi).
- Smaller neighbours: 151 places smaller than Pagedale sit within 50 miles.
- Within 100 miles: 172 places are larger than Pagedale.
The geography behind Pagedale
Pagedale covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,081 people per square mile. The largest place in Missouri, Kansas City, lies about 230 miles away. Counting outward 50 miles, 112 larger communities surround Pagedale. The 100-mile radius contains 172 larger places.
Inside a Pagedale personal loan
With roughly 2,506 residents, Pagedale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pagedale. Because the payment is fixed, the total cost of a Pagedale loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Pagedale
A sensible order of operations for a loan in Pagedale, home to about 2,506 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Missouri regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Pagedale-specific: the same Missouri licensing and disclosure rules reach all 2,506 residents.
Which Missouri laws govern a loan in Pagedale
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Pagedale is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Pagedale's place among Missouri's 937 places
Among Missouri's 937 places, Pagedale sits at 211th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 760th of 937 Missouri places, putting it near the 19th percentile for growth. At about 2,081 people per square mile, Pagedale is the 87th most densely settled place in Missouri. In land area, Pagedale ranks 374th among Missouri's 937 places.
Common questions
What are my options in Pagedale if my credit is poor?
What loan size can I expect in Pagedale?
Do I have to pledge anything to borrow in Pagedale?
Does comparing loans in Pagedale cost me credit score points?
Nearby places
- Greendale, MO — population 631
- Wellston, MO — population 1,583
- Hanley Hills, MO — population 1,956
- Velda City, MO — population 1,245
- Bel-Nor, MO — population 1,355
- Hillsdale, MO — population 1,181
- Velda Village Hills, MO — population 849
- Glen Echo Park, MO — population 114