Personal loans in Page, ND
Two households in Page with comparable incomes can still be offered different rates; the city's 189 residents are not the reason. With an estimated 189 residents, Page is the 162nd-largest of 355 places in North Dakota.
Verify the lender's North Dakota licence against the regulator named below before borrowing in Page. A 2020-to-2023 comparison shows Page down by about 1.6%. Lenders active in Page report to a North Dakota supervisor, identified in the sourced rows below. The closest larger city is Hope, ND about 13 miles away.
Page: the sourced local profile
The figures below are Page's own — Census population, land area and coordinates — followed by the North Dakota rules.
- Population: 189 — Page ranks 162nd of 355 communities in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: about 54% of North Dakota communities are smaller than Page (189 residents).
- Density: the Census land area of 1.0 sq mi holds about 188 people per square mile.
- Land area rank: Page's 1.0 square miles rank 111th of 355 places in North Dakota.
- Share of North Dakota: Page holds about 0.0% of the state's population, some 189 people.
- Nationally: Page is the 16,642nd-largest of 19,457 Census places in the dataset.
- Growth rank: Page ranks 152nd among North Dakota's 355 places for the 2020-to-2023 change.
- Versus North Dakota: the state average change is -1.2%, while Page moved 1.6%.
- Density rank: Page is the 255th most densely settled place in North Dakota.
- Density vs North Dakota: Page's 188 people per square mile compare with a state median of 352.
- Location: latitude 47.1592, longitude -97.5681 (Census Gazetteer).
- Nearest larger cities: Hope (13 mi); Hunter (17 mi); Arthur (17 mi); Tower City (17 mi); Casselton (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Ayr (9 mi); Galesburg (11 mi); Pillsbury (11 mi).
- Smaller places within 50 miles: 35 of them.
- At 100 miles: 117 larger Census places fall inside that radius.
How a Page personal loan is priced
In Page, a small community of about 189, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Page lender to disclose the APR and finance charge before you sign. Shortening the term on a Page loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Page
The Census Gazetteer records about 1.0 square miles of land within Page, with no significant water area listed. The resulting density is about 188 people per square mile. The largest place in North Dakota, Fargo, lies about 40 miles away. Page has 36 larger places within a 50-mile radius. By land area it ranks 111th of 355 North Dakota places.
North Dakota consumer-lending rules applied in Page
For the roughly 189 residents of Page, the rules below are North Dakota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
Steps to take before a Page loan
For Page's roughly 189 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's North Dakota licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Page and the rest of North Dakota is not the process but the borrower's own file, among the 189 people here.
Borrowing reach in Page
Page is a lightly settled community of about 189 people, with 36 larger places inside a 50-mile radius. What is available to Page's 189 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Hope, ND about 13 miles away.
Common questions
What are my options in Page if my credit is poor?
What loan size can I expect in Page?
Do I have to pledge anything to borrow in Page?
Does comparing loans in Page cost me credit score points?
Nearby places
- Ayr, ND — population 11
- Galesburg, ND — population 112
- Hope, ND — population 277
- Pillsbury, ND — population 16
- Buffalo, ND — population 188
- Clifford, ND — population 29
- Tower City, ND — population 275
- Oriska, ND — population 108