Personal loans in Oroville, CA

From the 2020 Census base to the 2023 estimate, the population declined by about 3.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Oroville. A lender that serves Oroville operates under California lending statutes and a California supervisor. The closest larger city is Chico, CA about 23 miles away.

Where Oroville stands

Two layers matter for a Oroville borrower: the local population picture and California's consumer-lending statutes.

• Population: a Census-estimated 19,449, 300th among California's 482 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.3%.
• People gained or lost: about 657 fewer since the 2020 base.
• Size percentile: bigger than about 38% of the places in California, with 19,449 residents in Oroville.
• Density: roughly 1,399 residents per square mile, spread over 13.9 sq mi of land.
• By land area: Oroville ranks 169th among California's 482 places, at 13.9 sq mi.
• Water area rank: Oroville ranks 273rd among California's 482 places, with 0.02 sq mi.
• Share of state population: Oroville's 19,449 residents are about 0.1% of California.
• National rank: Oroville sits 1,930th by population among the 19,457 places in this dataset.
• Growth rank: Oroville's 2020-to-2023 change ranks 324th of 482 places in California.
• Against the state trend: Oroville's 3.3% change compares with a California average of -1.3% across its 482 places.
• Density rank: Oroville places 414th among California's places by people per square mile.
• Density in context: Oroville's 1,399 people per square mile sit against a California median of 3,455.
• Location: latitude 39.4954, longitude -121.5601 (Census Gazetteer).
• Nearest larger cities: Chico (23 mi); Yuba City (26 mi); Lincoln (45 mi); Rocklin (50 mi); Roseville (52 mi). Living near a larger metro rarely changes what is available in Oroville.
• Smaller towns nearby: Biggs (10 mi); Gridley (12 mi); Live Oak (16 mi).
• Within a 50-mile radius: 16 smaller Census places.
• Within 100 miles: 27 places are larger than Oroville.

Borrowing reach in Oroville

Oroville is a moderately settled community of about 19,449 people, with 3 larger places inside a 50-mile radius. Distance to a branch rarely matters for Oroville's 19,449 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Chico, CA about 23 miles away.

Oroville's place among California's 482 places

Among California's 482 places, Oroville sits at 300th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Oroville ranks 324th of 482 in California (about the 33th percentile). By density, at about 1,399 people per square mile, it ranks 414th in California. Between 2020 and 2023 the count changed by roughly 657 residents.

What a Oroville borrower is actually offered

Most loans made to Oroville's 19,449 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Oroville lender to disclose the APR and finance charge before you sign. Shortening the term on a Oroville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Oroville

Oroville's land area is about 13.9 square miles; a further 0.02 square miles is water. Spread across it are roughly 1,399 residents per square mile. The state's population centre of gravity, Los Angeles, is roughly 417 miles away. Oroville has 3 larger places within a 50-mile radius. By land area it ranks 169th of 482 California places.

California rules behind a Oroville personal loan

These are California's sourced lending facts as they reach Oroville's 19,449 residents; the state has no city-level rate rule.