Personal loans in Oregon City, OR

Oregon City by the numbers

Only a few things actually differ by place — population, area, location, and the Oregon rules a lender must follow — and they are below.

• Population: 37,351 people, a figure that places Oregon City 16th among the 240 Census places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.6% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 227 residents.
• Size percentile: roughly 93% of Oregon's places have fewer residents than Oregon City's 37,351.
• Land and density: 10.1 square miles of land carry roughly 3,716 residents per square mile.
• Land area: Oregon City covers 10.1 square miles, the 24th-largest area among Oregon's 240 places.
• Water: Oregon City holds about 0.24 square miles, the 30th-largest water area in Oregon.
• State population share: Oregon City accounts for about 1.2% of everyone in Oregon.
• Nationally: Oregon City is the 1,076th-largest of 19,457 Census places in the dataset.
• Growth rank: Oregon City's 2020-to-2023 change ranks 150th of 240 places in Oregon.
• Versus Oregon: the state average change is +0.7%, while Oregon City moved 0.6%.
• Density rank: Oregon City is the 31st most densely settled place in Oregon.
• Against the state median: Oregon City runs about 3,716 residents per square mile, where the Oregon median is 1,575.
• Location: coordinates 45.3413, -122.5923 (US Census Bureau Gazetteer).
• Nearest larger cities: Lake Oswego (7 mi); Tigard (11 mi); Gresham (13 mi); Portland (14 mi); Beaverton (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: West Linn (3 mi); Gladstone (3 mi); Johnson City (4 mi).
• Smaller neighbours: 72 places smaller than Oregon City sit within 50 miles.
• At 100 miles: 14 larger Census places fall inside that radius.

Oregon City on the map

Oregon City's land area is about 10.1 square miles; a further 0.24 square miles is water. Spread across it are roughly 3,716 residents per square mile. For the state's biggest city, Portland, the distance is roughly 14 miles. A 50-mile radius around Oregon City takes in 9 places that are larger. By land area it ranks 24th of 240 Oregon places.

Inside a Oregon City personal loan

In Oregon City, a smaller city of about 37,351, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Oregon City lender to disclose the APR and finance charge before you sign. The term you choose in Oregon City decides the split between a comfortable payment and the total interest you pay.

Which Oregon laws govern a loan in Oregon City

When Oregon does not publish a figure, the row links to the source instead of inventing a number; Oregon City is bound by the same rules.

Oregon City in state context

Against Oregon's other places, Oregon City accounts for about 1.2% of the state's population and ranks 16th of 240 by size. On the 2020-to-2023 trend, Oregon City stands 150th among Oregon's 240 places — roughly the 38th percentile. Its roughly 3,716 residents per square mile place it 31st among Oregon's places. Within 50 miles sit 72 smaller Census places, alongside the 9 that are larger.

Lender access in Oregon City

Oregon City is a fairly dense community of about 37,351 people, with 9 larger places inside a 50-mile radius. What is available to Oregon City's 37,351 borrowers is set by Oregon licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lake Oswego, OR about 7 miles away.