Personal loans in Ohiowa, NE

Compare APR, not the interest rate, because the APR folds in most fees on a Ohiowa loan. To lend to Ohiowa's 122 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Ohiowa up by about 0.8%. For a bigger market, look to Milligan, NE about 7 miles away.

The Ohiowa data picture

The figures below are Ohiowa's own — Census population, land area and coordinates — followed by the Nebraska rules.

• Population: 122 — Ohiowa ranks 391st of 527 communities in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: roughly 26% of Nebraska places rank below Ohiowa.
• Density: the Census land area of 0.2 sq mi holds about 490 people per square mile.
• Land area: Ohiowa covers 0.2 square miles, the 388th-largest area among Nebraska's 527 places.
• Within Nebraska: about 0.0% of the state's population lives in Ohiowa.
• Nationally: Ohiowa is the 17,752nd-largest of 19,457 Census places in the dataset.
• Growth in Nebraska: Ohiowa stands 136th by percentage change from 2020 to 2023, among 527 places.
• Against the state trend: Ohiowa's 0.8% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Ohiowa places 381st among Nebraska's places by people per square mile.
• Against the state median: Ohiowa runs about 490 residents per square mile, where the Nebraska median is 830.
• Location: 40.4136, -97.4524 (Census Gazetteer coordinates).
• Nearest larger cities: Milligan (7 mi); Bruning (8 mi); Daykin (10 mi); Geneva (11 mi); Alexandria (12 mi). Online lenders reach Ohiowa no matter how far the nearest branch is.
• Smaller communities close by: Tobias (6 mi); Strang (7 mi); Belvidere (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 36 of them.
• Within 100 miles: 280 places are larger than Ohiowa.

Where Ohiowa sits

Ohiowa's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 122 residents, the land area yields roughly 490 people per square mile. Omaha, the largest place in Nebraska, is about 94 miles from Ohiowa. Ohiowa has 75 larger places within a 50-mile radius. By land area it ranks 388th of 527 Nebraska places.

The anatomy of a Ohiowa personal loan

A Ohiowa personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 122 residents. A lender serving Ohiowa's 122 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Ohiowa loan but raises total interest, so the smallest payment is not the cheapest loan.

Nebraska consumer-lending rules applied in Ohiowa

When Nebraska does not publish a figure, the row links to the source instead of inventing a number; Ohiowa is bound by the same rules.

Where Ohiowa sits in Nebraska

Among Nebraska's 527 places, Ohiowa sits at 391st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 136th of 527 Nebraska places, putting it near the 74th percentile for growth. Its roughly 490 residents per square mile place it 381st among Nebraska's places. Between 2020 and 2023 the count changed by roughly 1 residents.

The Ohiowa borrowing checklist

Before you hand your details to a lender in Ohiowa, where the population is near 122:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Nebraska licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Ohiowa-specific: the same Nebraska licensing and disclosure rules reach all 122 residents.