Personal loans in Ogilvie, MN

Ogilvie by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: about 399 people live here, which puts Ogilvie 533rd of 853 Census places in Minnesota (Vintage 2023).
• Population trend: Roughly 2.3% more residents than the 2020 Census counted.
• People gained or lost: about 9 more since the 2020 base.
• Size percentile: Ogilvie's 399 people outrank roughly 38% of the places in Minnesota.
• Population density: 448 people per square mile on 0.9 square miles of land.
• Land area rank: Ogilvie's 0.9 square miles rank 565th of 853 places in Minnesota.
• Within Minnesota: about 0.0% of the state's population lives in Ogilvie.
• National rank: Ogilvie is 14,114th of 19,457 places nationwide.
• Growth in Minnesota: Ogilvie stands 157th by percentage change from 2020 to 2023, among 853 places.
• Against the state trend: Ogilvie's 2.3% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Ogilvie places 517th among Minnesota's places by people per square mile.
• Density in context: Ogilvie's 448 people per square mile sit against a Minnesota median of 607.
• Location: 45.8298, -93.4230 (US Census Bureau Gazetteer).
• Nearest larger cities: Mora (7 mi); Milaca (12 mi); Braham (14 mi); Foreston (15 mi); Princeton (20 mi). Lenders licensed in the state serve Ogilvie whether or not they keep a local branch.
• Smaller places close by: Bock (7 mi); Grasston (13 mi); Quamba (13 mi).
• Smaller neighbours: 22 places smaller than Ogilvie sit within 50 miles.
• At 100 miles: 338 larger Census places fall inside that radius.

Land, water and location for Ogilvie

Inside Ogilvie's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 448 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 60 miles away. Ogilvie has 82 larger places within a 50-mile radius. The 100-mile radius contains 338 larger places.

Ogilvie in state context

Among Minnesota's 853 places, Ogilvie sits at 533rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Ogilvie ranks 157th of 853 in Minnesota (about the 82th percentile). By density, at about 448 people per square mile, it ranks 517th in Minnesota. Within 50 miles sit 22 smaller Census places, alongside the 82 that are larger.

The anatomy of a Ogilvie personal loan

In Ogilvie, a small community of about 399, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Ogilvie lender to disclose the APR and finance charge before you sign. Shortening the term on a Ogilvie loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Ogilvie

A sensible order of operations for a loan in Ogilvie, home to about 399 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Ogilvie-specific: the same Minnesota licensing and disclosure rules reach all 399 residents.

How Minnesota law applies in Ogilvie

Minnesota has no separate rate rule for Ogilvie; the sourced rows below are what reach every lender that serves its 399 people.