Personal loans in Oak Leaf, TX

Personal loans in Oak Leaf are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,679 population. With 1,679 residents, Oak Leaf outranks about 46% of the communities in Texas. Population in Oak Leaf climbed about 8.2% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Oak Leaf lender. A larger market lies at Glenn Heights, TX about 2 miles away.

What the Census records for Oak Leaf

Here is the sourced Census picture for Oak Leaf, plus the Texas lending rules that apply to a loan taken out here.

• Population: about 1,679, ranked 656th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 8.2% across the 2020-to-2023 comparison.
• Absolute change: 127 residents added between 2020 and 2023.
• Size percentile: Oak Leaf's 1,679 people outrank roughly 46% of the places in Texas.
• Population density: about 710 people per square mile (Census land area 2.4 sq mi).
• Land area: Oak Leaf covers 2.4 square miles, the 618th-largest area among Texas's 1,224 places.
• Within Texas: about 0.0% of the state's population lives in Oak Leaf.
• National rank: Oak Leaf is the 8,286th most populous of the 19,457 Census places covered here.
• Growth rank: Oak Leaf ranks 290th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Oak Leaf moved 8.2%.
• Density in Texas: Oak Leaf ranks 714th by people per square mile.
• Against the state median: Oak Leaf runs about 710 residents per square mile, where the Texas median is 840.
• Location: 32.5225, -96.8493 (US Census Bureau Gazetteer).
• Nearest larger cities: Glenn Heights (2 mi); Ovilla (2 mi); Red Oak (4 mi); DeSoto (5 mi); Lancaster (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Pecan Hill (5 mi); Garrett (15 mi); Maypearl (17 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 61 smaller Census places.
• Within 100 miles: 217 places are larger than Oak Leaf.

Oak Leaf's place among Texas's 1,224 places

Oak Leaf is the 656th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Oak Leaf ranks 290th of 1,224 in Texas (about the 76th percentile). At about 710 people per square mile, Oak Leaf is the 714th most densely settled place in Texas. Within 50 miles sit 61 smaller Census places, alongside the 132 that are larger.

Land, water and location for Oak Leaf

Oak Leaf's land area is roughly 2.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 710 residents per square mile. Houston, the largest place in Texas, is about 208 miles from Oak Leaf. Oak Leaf has 132 larger places within a 50-mile radius. By land area it ranks 618th of 1,224 Texas places.

Getting a loan in Oak Leaf

Oak Leaf is a moderately settled community of about 1,679 people, with 132 larger places inside a 50-mile radius. Lenders licensed in Texas reach Oak Leaf's 1,679 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Glenn Heights, TX about 2 miles away.

What a Oak Leaf borrower is actually offered

In Oak Leaf, a small community of about 1,679, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Oak Leaf's 1,679 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Oak Leaf loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Texas lending rules that reach Oak Leaf

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Oak Leaf lender must follow.