Personal loans in Oak Grove, AR
A personal loan in Oak Grove is priced from your credit file and income, not from the fact that the city holds 387 people. An estimated 387 people make their home in Oak Grove, a figure that ranks 295th in Arkansas. The closest larger place is Green Forest, AR about 9 miles away. The 2020 count to the 2023 estimate shows about 1.3% growth in Oak Grove. A lender that serves Oak Grove operates under Arkansas lending statutes and a Arkansas supervisor. Begin with the payment, then weigh APR and total interest across the lenders that reach Oak Grove's 387 residents.
Oak Grove: population, trend and location
Two layers matter for a Oak Grove borrower: the local population picture and Arkansas's consumer-lending statutes.
- Population: about 387, ranked 295th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 1.3% between 2020 and 2023.
- Absolute change: 5 residents added between 2020 and 2023.
- Size percentile: with 387 residents, Oak Grove is larger than about 41% of Arkansas's Census places.
- Density: the Census land area of 2.8 sq mi holds about 137 people per square mile.
- By land area: Oak Grove ranks 203rd among Arkansas's 500 places, at 2.8 sq mi.
- Share of state population: Oak Grove's 387 residents are about 0.0% of Arkansas.
- National rank: Oak Grove is the 14,225th most populous of the 19,457 Census places covered here.
- Growth rank: Oak Grove's 2020-to-2023 change ranks 158th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Oak Grove's 1.3%.
- Density rank: Oak Grove places 419th among Arkansas's places by people per square mile.
- Against the state median: Oak Grove runs about 137 residents per square mile, where the Arkansas median is 386.
- Location: 36.4702, -93.4281 (US Census Bureau Gazetteer).
- Nearest larger cities: Green Forest (9 mi); Berryville (10 mi); Kimberling City (12 mi); Branson (12 mi); Indian Point (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Blue Eye (2 mi); Blue Eye (4 mi); Coney Island (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 29 smaller Census places.
- At 100 miles: 223 larger Census places fall inside that radius.
Oak Grove on the map
Inside Oak Grove's boundaries lie about 2.8 square miles of land, with no significant water area recorded. The resulting density is about 137 people per square mile. Little Rock, the largest place in Arkansas, is about 135 miles from Oak Grove. Counting outward 50 miles, 70 larger communities surround Oak Grove. The 100-mile radius contains 223 larger places.
Getting a loan in Oak Grove
At roughly 137 people per square mile, Oak Grove is lightly settled; 70 larger places lie within 50 miles. Whether Oak Grove has a local branch or not, a Arkansas-licensed lender can serve its 387 people online on the same terms. The nearest larger city, Green Forest, AR about 9 miles away.
A pre-application checklist for Oak Grove
Before you hand your details to a lender in Oak Grove, where the population is near 387:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Arkansas licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Oak Grove and the rest of Arkansas is not the process but the borrower's own file, among the 387 people here.
The state rulebook for Oak Grove
This table holds the Arkansas rate and licensing rules for consumer loans made to Oak Grove's 387 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Oak Grove's place among Arkansas's 500 places
Among Arkansas's 500 places, Oak Grove sits at 295th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Oak Grove ranks 158th of 500 in Arkansas (about the 68th percentile). Its roughly 137 residents per square mile place it 419th among Arkansas's places. By land area, its 2.8 square miles rank 203rd of 500 places in Arkansas.
Common questions
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Nearby places
- Blue Eye, AR — population 44
- Blue Eye, MO — population 306
- Coney Island, MO — population 47
- Green Forest, AR — population 3,160
- Berryville, AR — population 5,754
- Kimberling City, MO — population 2,395
- Indian Point, MO — population 587
- Branson, MO — population 12,897