Personal loans in Notasulga, AL
State law, not city hall, decides what a lender may do to Notasulga's roughly 875 residents, and a state regulator supervises it. Notasulga ranks 270th of 462 places in Alabama, with a population near 875. Two households in Notasulga with comparable incomes can still be offered different rates; the city's 875 residents are not the reason. Census figures put the 2020-to-2023 decrease in Notasulga at about 4.7%. Decide the purpose of the loan and your repayment plan before sharing any details with a Notasulga lender. Borrowers who want a bigger city can look to Tuskegee, AL about 9 miles away.
The Notasulga data picture
Most of what governs a Notasulga loan is written in Alabama law rather than in the city; the sourced notes below make that split concrete.
- Population: about 875 people live here, which puts Notasulga 270th of 462 Census places in Alabama (Vintage 2023).
- Population trend: A decline of about 4.7% across the 2020-to-2023 comparison.
- Net change: roughly 43 fewer people than the 2020 Census counted.
- Size percentile: Notasulga's 875 people outrank roughly 42% of the places in Alabama.
- Density: roughly 63 residents per square mile, spread over 14.0 sq mi of land.
- Land area: Notasulga covers 14.0 square miles, the 110th-largest area among Alabama's 462 places.
- Water: Notasulga holds about 0.15 square miles, the 88th-largest water area in Alabama.
- Share of Alabama: Notasulga holds about 0.0% of the state's population, some 875 people.
- Nationally: Notasulga is the 10,807th-largest of 19,457 Census places in the dataset.
- Growth in Alabama: Notasulga stands 428th by percentage change from 2020 to 2023, among 462 places.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Notasulga's 4.7%.
- Density in Alabama: Notasulga ranks 437th by people per square mile.
- Density in context: Notasulga's 63 people per square mile sit against a Alabama median of 259.
- Location: 32.5554 / -85.6686, per the US Census Bureau Gazetteer.
- Nearest larger cities: Tuskegee (9 mi); Auburn (11 mi); Tallassee (13 mi); Camp Hill (17 mi); Opelika (18 mi). Online lenders reach Notasulga no matter how far the nearest branch is.
- Smaller places close by: Loachapoka (5 mi); Franklin (10 mi); Waverly (13 mi).
- Smaller places within 50 miles: 15 of them.
- Within 100 miles: 177 places are larger than Notasulga.
Inside a Notasulga personal loan
With roughly 875 residents, Notasulga is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Notasulga loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Notasulga loan is knowable in advance — unlike a revolving card balance.
Alabama rules behind a Notasulga personal loan
This table holds the Alabama rate and licensing rules for consumer loans made to Notasulga's 875 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
How Notasulga compares across Alabama
Notasulga is the 270th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Notasulga stands 428th among Alabama's 462 places — roughly the 7th percentile. At about 63 people per square mile, Notasulga is the 437th most densely settled place in Alabama. By land area, its 14.0 square miles rank 110th of 462 places in Alabama.
Before you apply in Notasulga
A sensible order of operations for a loan in Notasulga, home to about 875 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Alabama licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
None of these steps is Notasulga-specific: the same Alabama licensing and disclosure rules reach all 875 residents.
Getting a loan in Notasulga
Notasulga is a sparsely settled community of about 875 people, with 29 larger places inside a 50-mile radius. Whether Notasulga has a local branch or not, a Alabama-licensed lender can serve its 875 people online on the same terms. The nearest bigger place is Tuskegee, AL about 9 miles away.
Common questions
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Nearby places
- Loachapoka, AL — population 162
- Tuskegee, AL — population 8,765
- Franklin, AL — population 567
- Auburn, AL — population 82,025
- Waverly, AL — population 150
- Tallassee, AL — population 4,753
- Camp Hill, AL — population 965
- Dadeville, AL — population 2,960