Personal loans in North Washington, IA

The 2020 count to the 2023 estimate shows about 3.6% decline in North Washington. Verify the lender's Iowa licence against the regulator named below before borrowing in North Washington. The nearest larger metro is Alta Vista, IA about 5 miles away. To lend to North Washington's 108 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it.

North Washington: population, trend and location

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 108 people, a figure that places North Washington 810th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.6% since the 2020 count.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: North Washington's 108 people outrank roughly 14% of the places in Iowa.
• Population density: 532 people per square mile on 0.2 square miles of land.
• Land area: North Washington covers 0.2 square miles, the 866th-largest area among Iowa's 940 places.
• Share of state population: North Washington's 108 residents are about 0.0% of Iowa.
• National rank: North Washington sits 17,998th by population among the 19,457 places in this dataset.
• Growth in Iowa: North Washington stands 881st by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: North Washington's 3.6% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: North Washington is the 579th most densely settled place in Iowa.
• Against the state median: North Washington runs about 532 residents per square mile, where the Iowa median is 672.
• Location: 43.1171, -92.4151 (Census Gazetteer coordinates).
• Nearest larger cities: Alta Vista (5 mi); Ionia (6 mi); New Hampton (7 mi); Elma (9 mi); Nashua (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Bassett (6 mi); Colwell (9 mi); Jackson Junction (19 mi), each with its own Census population profile.
• Smaller places within 50 miles: 13 of them.
• Within 100 miles: 454 places are larger than North Washington.

Which Iowa laws govern a loan in North Washington

Read the table as a lender's compliance picture for North Washington: the rule, the sourced figure, the publisher and the date.

Lender access in North Washington

At roughly 532 people per square mile, North Washington is moderately settled; 112 larger places lie within 50 miles. Whether North Washington has a local branch or not, a Iowa-licensed lender can serve its 108 people online on the same terms. The nearest bigger place is Alta Vista, IA about 5 miles away.

North Washington: area, density and distance

North Washington's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 532 residents per square mile. The largest place in Iowa, Des Moines, lies about 123 miles away. North Washington has 112 larger places within a 50-mile radius. The 100-mile radius contains 454 larger places.

How a North Washington personal loan is priced

A North Washington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 108 residents. Because pricing is borrower-level, two people in North Washington can be quoted different APRs on the same amount and term. Shortening the term on a North Washington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The North Washington borrowing checklist

These steps shape the offer you get in North Washington, a place of about 108 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Iowa; what changes is your credit file, not the fact that North Washington holds 108 people.