Personal loans in North Perry, OH
In North Perry, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Price two or three terms so you can see which payment is truly affordable in North Perry.
North Perry is home to roughly 908 people and stands 549th by size out of 924 Census places in Ohio. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from North Perry as from the rest of the state. North Perry lost roughly 0.8% of its population across the 2020-to-2023 comparison. A larger market lies at Perry, OH about 3 miles away.
The North Perry data picture
Most of what governs a North Perry loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: about 908, ranked 549th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 7 residents.
- Size percentile: about 41% of Ohio's Census places are smaller than North Perry.
- Population density: 234 people per square mile on 3.9 square miles of land.
- Land area rank: North Perry's 3.9 square miles rank 252nd of 924 places in Ohio.
- State share: roughly 0.0% of Ohio's residents live in North Perry (908 people).
- National rank: North Perry is 10,661st of 19,457 places nationwide.
- Growth rank: North Perry ranks 411th among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against North Perry's 0.8%.
- Density rank: North Perry places 892nd among Ohio's places by people per square mile.
- Against the state median: North Perry runs about 234 residents per square mile, where the Ohio median is 1,289.
- Location: latitude 41.8003, longitude -81.1241 (Census Gazetteer).
- Nearest larger cities: Perry (3 mi); Madison (4 mi); Fairport Harbor (8 mi); Painesville (9 mi); Geneva (9 mi). Living near a larger metro rarely changes what is available in North Perry.
- Nearest smaller places: Grand River (9 mi); Kirtland Hills (15 mi); Rock Creek (17 mi).
- Smaller places within 50 miles: 24 of them.
- At 100 miles: 280 larger Census places fall inside that radius.
Inside a North Perry personal loan
A North Perry personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 908 residents. A lender serving North Perry's 908 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a North Perry loan but raises total interest, so the smallest payment is not the cheapest loan.
Ohio consumer-lending rules applied in North Perry
Below are the Ohio rules that apply to a loan made in North Perry, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
North Perry against the rest of Ohio
Against Ohio's other places, North Perry accounts for about 0.0% of the state's population and ranks 549th of 924 by size. For population change between 2020 and 2023, North Perry ranks 411th of 924 in Ohio (about the 56th percentile). Its roughly 234 residents per square mile place it 892nd among Ohio's places. In land area, North Perry ranks 252nd among Ohio's 924 places.
The geography behind North Perry
The Census Gazetteer records about 3.9 square miles of land within North Perry, with no significant water area listed. With 908 residents, the land area yields roughly 234 people per square mile. For the state's biggest city, Columbus, the distance is roughly 159 miles. A 50-mile radius around North Perry takes in 107 places that are larger. By land area it ranks 252nd of 924 Ohio places.
What is available to North Perry borrowers
With about 234 residents per square mile, North Perry is lightly settled, and 107 larger Census places sit within 50 miles. Lenders licensed in Ohio reach North Perry's 908 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Perry, OH about 3 miles away.
Common questions
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Nearby places
- Perry, OH — population 1,598
- Madison, OH — population 3,416
- Painesville, OH — population 20,605
- Fairport Harbor, OH — population 3,081
- Grand River, OH — population 394
- Geneva, OH — population 5,866
- Geneva-on-the-Lake, OH — population 933
- Chardon, OH — population 5,239