Personal loans in North Canton, OH
North Canton lost roughly 1.1% of its population across the 2020-to-2023 comparison. The Census counts 17,637 people in North Canton, the 105th-largest figure among Ohio's 924 places.
The first question in North Canton is not the rate on offer but whether the payment fits; about 17,637 people live here under Ohio lending law. Decide the purpose of the loan and your repayment plan before sharing any details with a North Canton lender. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from North Canton as from the rest of the state. The nearest larger city is Canton, OH about 5 miles away.
North Canton by the numbers
North Canton is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 17,637 people live here, which puts North Canton 105th of 924 Census places in Ohio (Vintage 2023).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 204 fewer people than the 2020 Census counted.
- Size percentile: North Canton sits ahead of around 89% of Ohio places, at 17,637 people.
- Land and density: 6.4 square miles of land carry roughly 2,756 residents per square mile.
- Land area: North Canton covers 6.4 square miles, the 165th-largest area among Ohio's 924 places.
- Share of state population: North Canton's 17,637 residents are about 0.2% of Ohio.
- National rank: North Canton sits 2,096th by population among the 19,457 places in this dataset.
- Growth in Ohio: North Canton stands 503rd by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against North Canton's 1.1%.
- Density in Ohio: North Canton ranks 80th by people per square mile.
- Density vs Ohio: North Canton's 2,756 people per square mile compare with a state median of 1,289.
- Location: mapped by the US Census Bureau at 40.8741, -81.3971.
- Nearest larger cities: Canton (5 mi); Green (7 mi); Massillon (9 mi); Barberton (14 mi); Alliance (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Hills and Dales (4 mi); Meyers Lake (4 mi); Hartville (7 mi).
- Smaller neighbours: 189 places smaller than North Canton sit within 50 miles.
- At 100 miles: 73 larger Census places fall inside that radius.
Where North Canton sits in Ohio
Set beside Ohio's 924 places, North Canton ranks 105th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, North Canton ranks 503rd of 924 in Ohio (about the 46th percentile). Its roughly 2,756 residents per square mile place it 80th among Ohio's places. Within 50 miles sit 189 smaller Census places, alongside the 42 that are larger.
Land, water and location for North Canton
Inside North Canton's boundaries lie about 6.4 square miles of land, with no significant water area recorded. That land carries about 2,756 people per square mile. The largest place in Ohio, Columbus, lies about 104 miles away. North Canton has 42 larger places within a 50-mile radius. The 100-mile radius contains 73 larger places.
Borrowing reach in North Canton
With about 2,756 residents per square mile, North Canton is fairly dense, and 42 larger Census places sit within 50 miles. A Ohio licence lets a lender serve North Canton without a local office, so branch density does not change what its 17,637 residents are offered. For a larger market, the closest option is Canton, OH about 5 miles away.
The Ohio lending rules that reach North Canton
Below are the Ohio rules that apply to a loan made in North Canton, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
What to do before borrowing in North Canton
Complete these steps first when you borrow in North Canton (17,637 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Ohio licence with the regulator listed on this page.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
In North Canton as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 17,637 residents.
Common questions
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Nearby places
- Meyers Lake, OH — population 721
- Hills and Dales, OH — population 245
- Canton, OH — population 69,197
- Hartville, OH — population 3,385
- Green, OH — population 27,338
- Louisville, OH — population 9,700
- East Canton, OH — population 1,509
- Lakemore, OH — population 2,905