Personal loans in Ninnekah, OK
The Census counts 807 people in Ninnekah, the 239th-largest figure among Oklahoma's 590 places. Population in Ninnekah climbed about 3.1% over the three years from 2020 to 2023.
Two households in Ninnekah with comparable incomes can still be offered different rates; the city's 807 residents are not the reason. Every figure below is Oklahoma's own, applied to Ninnekah's 807 residents, with the publisher and retrieval date attached. Rate-shopping from Ninnekah costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Chickasha, OK about 5 miles away.
Ninnekah: population, trend and location
Here is the sourced Census picture for Ninnekah, plus the Oklahoma lending rules that apply to a loan taken out here.
- Population: a Census-estimated 807, 239th among Oklahoma's 590 places (Vintage 2023).
- Population trend: A gain of roughly 3.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 24 residents.
- Size percentile: roughly 59% of Oklahoma's places have fewer residents than Ninnekah's 807.
- Population density: about 79 people per square mile (Census land area 10.2 sq mi).
- By land area: Ninnekah ranks 84th among Oklahoma's 590 places, at 10.2 sq mi.
- Share of state population: Ninnekah's 807 residents are about 0.0% of Oklahoma.
- National rank: Ninnekah is the 11,145th most populous of the 19,457 Census places covered here.
- Growth rank: Ninnekah's 2020-to-2023 change ranks 125th of 590 places in Oklahoma.
- Against the state trend: Ninnekah's 3.1% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Ninnekah is the 535th most densely settled place in Oklahoma.
- Density vs Oklahoma: Ninnekah's 79 people per square mile compare with a state median of 546.
- Location: 34.9640 / -97.9447, per the US Census Bureau Gazetteer.
- Nearest larger cities: Chickasha (5 mi); Rush Springs (13 mi); Anadarko (18 mi); Dibble (18 mi); Fletcher (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Norge (3 mi); Alex (10 mi); Cement (11 mi).
- Smaller places within 50 miles: 40 of them.
- At 100 miles: 135 larger Census places fall inside that radius.
The geography behind Ninnekah
Ninnekah's land area is roughly 10.2 square miles, and the Gazetteer records no significant water area within it. With 807 residents, the land area yields roughly 79 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 42 miles away. Counting outward 50 miles, 46 larger communities surround Ninnekah. By land area it ranks 84th of 590 Oklahoma places.
Inside a Ninnekah personal loan
With roughly 807 residents, Ninnekah is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Ninnekah loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Ninnekah loan but raises total interest, so the smallest payment is not the cheapest loan.
Oklahoma consumer-lending rules applied in Ninnekah
Oklahoma has no separate rate rule for Ninnekah; the sourced rows below are what reach every lender that serves its 807 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Ninnekah in state context
Within Oklahoma, Ninnekah holds roughly 0.0% of all residents, the 239th-largest share among 590 places. On the 2020-to-2023 trend, Ninnekah stands 125th among Oklahoma's 590 places — roughly the 79th percentile. Its roughly 79 residents per square mile place it 535th among Oklahoma's places. In land area, Ninnekah ranks 84th among Oklahoma's 590 places.
A pre-application checklist for Ninnekah
For Ninnekah's roughly 807 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Oklahoma licence with the regulator named above before committing.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
In Ninnekah as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 807 residents.
Common questions
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Nearby places
- Norge, OK — population 123
- Chickasha, OK — population 16,745
- Alex, OK — population 496
- Verden, OK — population 514
- Rush Springs, OK — population 1,008
- Cement, OK — population 419
- Amber, OK — population 444
- Pocasset, OK — population 187