Personal loans in Nicollet, MN
Nicollet lost roughly 2.6% of its population across the 2020-to-2023 comparison. A personal loan in Nicollet is priced from your credit file and income, not from the fact that the city holds 1,112 people.
The Census counts 1,112 people in Nicollet, the 341st-largest figure among Minnesota's 853 places. A larger market lies at North Mankato, MN about 10 miles away. Which products a lender may offer to Nicollet's 1,112 residents follows from the Minnesota consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Nicollet.
The Nicollet data picture
Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.
- Population: the Census counts 1,112 residents in Nicollet (Vintage 2023 subcounty estimate), the 341st-largest figure among Minnesota's 853 places.
- Population trend: Lower by roughly 2.6% since the 2020 count.
- Absolute change: 30 residents lost between 2020 and 2023.
- Size percentile: about 60% of Minnesota communities are smaller than Nicollet (1,112 residents).
- Density: the Census land area of 0.9 sq mi holds about 1,226 people per square mile.
- Land area: Nicollet covers 0.9 square miles, the 561st-largest area among Minnesota's 853 places.
- State population share: Nicollet accounts for about 0.0% of everyone in Minnesota.
- Nationally: Nicollet is the 9,820th-largest of 19,457 Census places in the dataset.
- Growth rank: Nicollet ranks 702nd among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Nicollet moved 2.6%.
- Density rank: Nicollet places 193rd among Minnesota's places by people per square mile.
- Density vs Minnesota: Nicollet's 1,226 people per square mile compare with a state median of 607.
- Location: 44.2746, -94.1881 (Census Gazetteer coordinates).
- Nearest larger cities: North Mankato (10 mi); St. Peter (12 mi); Lake Crystal (12 mi); Mankato (13 mi); New Ulm (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Courtland (8 mi); Kasota (11 mi); Skyline (12 mi).
- Within a 50-mile radius: 57 smaller Census places.
- Larger places within 100 miles: 262.
Minnesota consumer-lending rules applied in Nicollet
For the roughly 1,112 residents of Nicollet, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
The anatomy of a Nicollet personal loan
Nicollet is a small community of about 1,112 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Nicollet. The term you choose in Nicollet decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Nicollet
Nicollet is a moderately settled community of about 1,112 people, with 53 larger places inside a 50-mile radius. Distance to a branch rarely matters for Nicollet's 1,112 residents: the application is online and the price follows your credit file. For a larger market, the closest option is North Mankato, MN about 10 miles away.
The geography behind Nicollet
Nicollet's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,226 residents per square mile. Minneapolis, the largest place in Minnesota, is about 66 miles from Nicollet. Nicollet has 53 larger places within a 50-mile radius. Within the same 50 miles lie 57 smaller Census places.
How Nicollet compares across Minnesota
Set beside Minnesota's 853 places, Nicollet ranks 341st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Nicollet stands 702nd among Minnesota's 853 places — roughly the 18th percentile. Its roughly 1,226 residents per square mile place it 193rd among Minnesota's places. The population moved by about 30 people between 2020 and 2023, a 2.6% shift.
Common questions
What are my options in Nicollet if my credit is poor?
What loan size can I expect in Nicollet?
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Does comparing loans in Nicollet cost me credit score points?
Nearby places
- Courtland, MN — population 721
- Lake Crystal, MN — population 2,502
- North Mankato, MN — population 14,091
- Skyline, MN — population 284
- Kasota, MN — population 714
- St. Peter, MN — population 12,291
- Mankato, MN — population 45,742
- Lafayette, MN — population 467