Personal loans in Nickerson, NE
A 2020-to-2023 comparison shows Nickerson down by about 3.9%. With roughly 299 residents, Nickerson is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city.
With an estimated 299 residents, Nickerson is the 260th-largest of 527 places in Nebraska. The nearest larger metro is Fremont, NE about 7 miles away. Every figure below is Nebraska's own, applied to Nickerson's 299 residents, with the publisher and retrieval date attached. Price two or three terms so you can see which payment is truly affordable in Nickerson.
Nickerson: the sourced local profile
Nickerson is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 299 residents in Nickerson (Vintage 2023 subcounty estimate), the 260th-largest figure among Nebraska's 527 places.
- Population trend: A decline of about 3.9% across the 2020-to-2023 comparison.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: bigger than about 51% of the places in Nebraska, with 299 residents in Nickerson.
- Land and density: 0.4 square miles of land carry roughly 787 residents per square mile.
- By land area: Nickerson ranks 284th among Nebraska's 527 places, at 0.4 sq mi.
- State population share: Nickerson accounts for about 0.0% of everyone in Nebraska.
- National standing: Nickerson ranks 15,131st of 19,457 US places.
- Growth in Nebraska: Nickerson stands 470th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Nickerson's 3.9% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Nickerson is the 286th most densely settled place in Nebraska.
- Against the state median: Nickerson runs about 787 residents per square mile, where the Nebraska median is 830.
- Location: coordinates 41.5347, -96.4708 (US Census Bureau Gazetteer).
- Nearest larger cities: Fremont (7 mi); Hooper (7 mi); Arlington (8 mi); Inglewood (8 mi); Cedar Bluffs (12 mi). Online lenders reach Nickerson no matter how far the nearest branch is.
- Smaller communities within reach: Winslow (5 mi); Uehling (14 mi); Leshara (14 mi).
- Smaller places within 50 miles: 48 of them.
- At 100 miles: 245 larger Census places fall inside that radius.
The state rulebook for Nickerson
For the roughly 299 residents of Nickerson, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Steps to take before a Nickerson loan
Complete these steps first when you borrow in Nickerson (299 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Nebraska regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Nickerson-specific: the same Nebraska licensing and disclosure rules reach all 299 residents.
What is available to Nickerson borrowers
Nickerson is moderately settled, with about 787 people per square mile and 73 larger places within 50 miles. Lenders licensed in Nebraska reach Nickerson's 299 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fremont, NE about 7 miles away.
Nickerson: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Nickerson, with no significant water area listed. With 299 residents, the land area yields roughly 787 people per square mile. The largest place in Nebraska, Omaha, lies about 29 miles away. Within 50 miles of Nickerson there are 73 larger Census places. Within the same 50 miles lie 48 smaller Census places.
Nickerson against the rest of Nebraska
Against Nebraska's other places, Nickerson accounts for about 0.0% of the state's population and ranks 260th of 527 by size. Its 2020-to-2023 change ranks 470th of 527 Nebraska places, putting it near the 11th percentile for growth. At about 787 people per square mile, Nickerson is the 286th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 12 residents.
Common questions
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Nearby places
- Winslow, NE — population 20
- Fremont, NE — population 27,602
- Hooper, NE — population 784
- Inglewood, NE — population 364
- Arlington, NE — population 1,311
- Cedar Bluffs, NE — population 619
- Uehling, NE — population 227
- Leshara, NE — population 111