Personal loans in Newfolden, MN

The 2020 count to the 2023 estimate shows about 2.5% decline in Newfolden. Rate-shopping from Newfolden costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Karlstad, MN about 18 miles away. To lend to Newfolden's 345 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it.

Newfolden: the sourced local profile

The figures below are Newfolden's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: a Census-estimated 345, 561st among Minnesota's 853 places (Vintage 2023).
• Population trend: A drop of about 2.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
• Size percentile: Newfolden sits ahead of around 34% of Minnesota places, at 345 people.
• Population density: about 340 people per square mile (Census land area 1.0 sq mi).
• Land area: Newfolden covers 1.0 square miles, the 507th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Newfolden.
• Nationally: Newfolden is the 14,636th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Newfolden stands 683rd by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Newfolden moved 2.5%.
• Density in Minnesota: Newfolden ranks 588th by people per square mile.
• Density vs Minnesota: Newfolden's 340 people per square mile compare with a state median of 607.
• Location: 48.3567, -96.3297 (US Census Bureau Gazetteer).
• Nearest larger cities: Karlstad (18 mi); Thief River Falls (18 mi); Argyle (22 mi); Warren (23 mi); Greenbush (25 mi). Larger metros often have more branches, but online lenders reach Newfolden on the same terms.
• Smaller communities close by: Holt (8 mi); Middle River (9 mi); Viking (10 mi), each with its own Census population profile.
• Smaller places within 50 miles: 18 of them.
• Larger places within 100 miles: 56.

Lender access in Newfolden

At roughly 340 people per square mile, Newfolden is lightly settled; 21 larger places lie within 50 miles. Lenders licensed in Minnesota reach Newfolden's 345 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Karlstad, MN about 18 miles away.

Minnesota consumer-lending rules applied in Newfolden

The rows below set out what a licensed lender must follow in Minnesota, and so for Newfolden's roughly 345 residents.

Newfolden in state context

Set beside Minnesota's 853 places, Newfolden ranks 561st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Newfolden stands 683rd among Minnesota's 853 places — roughly the 20th percentile. By density, at about 340 people per square mile, it ranks 588th in Minnesota. The population moved by about 9 people between 2020 and 2023, a 2.5% shift.

Land, water and location for Newfolden

The Census Gazetteer records about 1.0 square miles of land within Newfolden, with no significant water area listed. Spread across it are roughly 340 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 276 miles. Newfolden has 21 larger places within a 50-mile radius. The 100-mile radius contains 56 larger places.

What shapes a Newfolden personal loan

A Newfolden personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 345 residents. Two numbers drive a Newfolden loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Newfolden loan raises the monthly payment but cuts the interest; lengthening it does the reverse.