Personal loans in Newburg, WI
Newburg lost roughly 1.1% of its population across the 2020-to-2023 comparison. Newburg is a small community of about 1,132 residents, and a personal loan taken out here is governed by Wisconsin statute.
The Census counts 1,132 people in Newburg, the 347th-largest figure among Wisconsin's 605 places. A larger market lies at Fredonia, WI about 6 miles away. For the 1,132 people in Newburg, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Price two or three terms so you can see which payment is truly affordable in Newburg.
The Newburg data picture
Most of what governs a Newburg loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,132 residents; Newburg is the 347th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.1% from 2020 to 2023.
- Absolute change: 13 residents lost between 2020 and 2023.
- Size percentile: Newburg sits ahead of around 43% of Wisconsin places, at 1,132 people.
- Density: roughly 1,177 residents per square mile, spread over 1.0 sq mi of land.
- By land area: Newburg ranks 504th among Wisconsin's 605 places, at 1.0 sq mi.
- Within Wisconsin: about 0.0% of the state's population lives in Newburg.
- Nationally: Newburg is the 9,754th-largest of 19,457 Census places in the dataset.
- Growth rank: Newburg ranks 410th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Newburg's 1.1% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Newburg ranks 176th by people per square mile.
- Against the state median: Newburg runs about 1,177 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 43.4323, -88.0479 (US Census Bureau Gazetteer).
- Nearest larger cities: Fredonia (6 mi); Saukville (6 mi); West Bend (7 mi); Port Washington (9 mi); Grafton (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Adell (14 mi); Cascade (16 mi); Waldo (18 mi).
- Smaller places within 50 miles: 29 of them.
- Larger places within 100 miles: 350.
Getting a loan in Newburg
Newburg is a moderately settled community of about 1,132 people, with 101 larger places inside a 50-mile radius. Distance to a branch rarely matters for Newburg's 1,132 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Fredonia, WI about 6 miles away.
A practical checklist for Newburg borrowers
These steps shape the offer you get in Newburg, a place of about 1,132 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Newburg holds 1,132 people.
How personal loans work in Newburg
Most loans made to Newburg's 1,132 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Newburg's rank of 347th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Newburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Wisconsin laws govern a loan in Newburg
Wisconsin has no separate rate rule for Newburg; the sourced rows below are what reach every lender that serves its 1,132 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Where Newburg sits
Newburg covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,177 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 26 miles away. Within 50 miles of Newburg there are 101 larger Census places. By land area it ranks 504th of 605 Wisconsin places.
Common questions
What are my options in Newburg if my credit is poor?
What loan size can I expect in Newburg?
Do I have to pledge anything to borrow in Newburg?
Does comparing loans in Newburg cost me credit score points?
Nearby places
- Fredonia, WI — population 2,284
- Saukville, WI — population 4,260
- West Bend, WI — population 31,886
- Cedarburg, WI — population 12,527
- Grafton, WI — population 12,608
- Random Lake, WI — population 1,574
- Jackson, WI — population 8,000
- Port Washington, WI — population 12,763