Personal loans in New Meadows, ID
Personal loans in New Meadows are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 636 population.
Consumer lending that reaches New Meadows's 636 residents is governed by Idaho statute; no city ordinance changes it. By population, New Meadows sits at 113th in Idaho, with an estimated 636 residents. Use the calculator on this page to price an amount and term before you commit in New Meadows. Population in New Meadows climbed about 23.3% over the three years from 2020 to 2023. The closest larger city is McCall, ID about 9 miles away.
The New Meadows data picture
Here is the sourced Census picture for New Meadows, plus the Idaho lending rules that apply to a loan taken out here.
- Population: 636 people, a figure that places New Meadows 113th among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 23.3% between 2020 and 2023.
- People gained or lost: about 120 more since the 2020 base.
- Size percentile: about 43% of Idaho's Census places are smaller than New Meadows.
- Population density: 1,089 people per square mile on 0.6 square miles of land.
- Land area rank: New Meadows's 0.6 square miles rank 143rd of 197 places in Idaho.
- Water area rank: New Meadows ranks 84th among Idaho's 197 places, with 0.01 sq mi.
- Share of state population: New Meadows's 636 residents are about 0.0% of Idaho.
- National standing: New Meadows ranks 12,197th of 19,457 US places.
- Growth rank: New Meadows ranks 9th among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while New Meadows moved 23.3%.
- Density rank: New Meadows places 93rd among Idaho's places by people per square mile.
- Density vs Idaho: New Meadows's 1,089 people per square mile compare with a state median of 1,026.
- Location: 44.9713 / -116.2852, per the US Census Bureau Gazetteer.
- Nearest larger cities: McCall (9 mi); Council (18 mi); Cascade (34 mi); Joseph (53 mi); Enterprise (58 mi). Online lenders reach New Meadows no matter how far the nearest branch is.
- Smaller towns nearby: Donnelly (19 mi); Riggins (31 mi); Cambridge (34 mi).
- Smaller neighbours: 6 places smaller than New Meadows sit within 50 miles.
- Larger places within 100 miles: 35.
Getting a loan in New Meadows
At roughly 1,089 people per square mile, New Meadows is moderately settled; 3 larger places lie within 50 miles. Distance to a branch rarely matters for New Meadows's 636 residents: the application is online and the price follows your credit file. For a larger market, the closest option is McCall, ID about 9 miles away.
Where New Meadows sits in Idaho
New Meadows is the 113th-largest of 197 Census places in Idaho and contains about 0.0% of the state's people. For population change between 2020 and 2023, New Meadows ranks 9th of 197 in Idaho (about the 95th percentile). Its roughly 1,089 residents per square mile place it 93rd among Idaho's places. Between 2020 and 2023 the count changed by roughly 120 residents.
A practical checklist for New Meadows borrowers
These steps shape the offer you get in New Meadows, a place of about 636 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Idaho licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In New Meadows as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 636 residents.
New Meadows on the map
New Meadows covers about 0.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 636 residents, the land area yields roughly 1,089 people per square mile. For the state's biggest city, Boise City, the distance is roughly 95 miles. New Meadows has 3 larger places within a 50-mile radius. By land area it ranks 143rd of 197 Idaho places.
How Idaho law applies in New Meadows
When Idaho does not publish a figure, the row links to the source instead of inventing a number; New Meadows is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
Common questions
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What loan size can I expect in New Meadows?
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Does comparing loans in New Meadows cost me credit score points?
Nearby places
- McCall, ID — population 4,066
- Council, ID — population 957
- Donnelly, ID — population 256
- Riggins, ID — population 401
- Cascade, ID — population 1,012
- Cambridge, ID — population 353
- Midvale, ID — population 216
- White Bird, ID — population 88