Personal loans in New Bremen, OH
The trend for New Bremen between 2020 and 2023 is downward by roughly 2.0%. At about 2,978 residents, New Bremen is larger than roughly 64% of the places in Ohio.
New Bremen, Ohio — home to about 2,978 people — is a small community, so the terms you are offered follow Ohio law rather than any local rule. If debt is already a strain, a nonprofit credit counsellor can help New Bremen residents before they take on more. Lenders active in New Bremen report to a Ohio supervisor, identified in the sourced rows below. The nearest larger metro is Minster, OH about 3 miles away.
New Bremen: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: about 2,978, ranked 334th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.0% below the 2020 Census base.
- Net change: roughly 61 fewer people than the 2020 Census counted.
- Size percentile: roughly 64% of Ohio's places have fewer residents than New Bremen's 2,978.
- Population density: 1,273 people per square mile on 2.3 square miles of land.
- Land area: New Bremen covers 2.3 square miles, the 332nd-largest area among Ohio's 924 places.
- State share: roughly 0.0% of Ohio's residents live in New Bremen (2,978 people).
- National standing: New Bremen ranks 6,311th of 19,457 US places.
- Growth rank: New Bremen's 2020-to-2023 change ranks 723rd of 924 places in Ohio.
- Against the state trend: New Bremen's 2.0% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: New Bremen ranks 469th by people per square mile.
- Against the state median: New Bremen runs about 1,273 residents per square mile, where the Ohio median is 1,289.
- Location: 40.4355 / -84.3778, per the US Census Bureau Gazetteer.
- Nearest larger cities: Minster (3 mi); St. Marys (8 mi); Celina (13 mi); Wapakoneta (13 mi); Coldwater (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: New Knoxville (5 mi); Chickasaw (6 mi); Fort Loramie (6 mi).
- Within a 50-mile radius: 137 smaller Census places.
- Larger places within 100 miles: 238.
What shapes a New Bremen personal loan
With roughly 2,978 residents, New Bremen is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a New Bremen lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a New Bremen loan but raises total interest, so the smallest payment is not the cheapest loan.
The Ohio lending rules that reach New Bremen
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a New Bremen lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Borrowing reach in New Bremen
With about 1,273 residents per square mile, New Bremen is moderately settled, and 41 larger Census places sit within 50 miles. Distance to a branch rarely matters for New Bremen's 2,978 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Minster, OH about 3 miles away.
Where New Bremen sits
Inside New Bremen's boundaries lie about 2.3 square miles of land, with no significant water area recorded. With 2,978 residents, the land area yields roughly 1,273 people per square mile. Columbus, the largest place in Ohio, is about 80 miles from New Bremen. Counting outward 50 miles, 41 larger communities surround New Bremen. Within the same 50 miles lie 137 smaller Census places.
How New Bremen compares across Ohio
Set beside Ohio's 924 places, New Bremen ranks 334th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 723rd of 924 Ohio places, putting it near the 22th percentile for growth. At about 1,273 people per square mile, New Bremen is the 469th most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 61 residents.
Common questions
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Nearby places
- Minster, OH — population 2,999
- New Knoxville, OH — population 905
- Fort Loramie, OH — population 1,586
- St. Marys, OH — population 8,377
- Chickasaw, OH — population 350
- Kettlersville, OH — population 161
- Osgood, OH — population 299
- Yorkshire, OH — population 104