Personal loans in Murrayville, IL
From the 2020 Census base to the 2023 estimate, the population declined by about 2.8%. The first question in Murrayville is not the rate on offer but whether the payment fits; about 551 people live here under Illinois lending law.
With an estimated 551 residents, Murrayville is the 824th-largest of 1,294 places in Illinois. The next larger city is South Jacksonville, IL about 8 miles away. A single loan can carry different costs on either side of a state line, and Murrayville sits on the Illinois side of that line. Verify the lender's Illinois licence against the regulator named below before borrowing in Murrayville.
The Murrayville data picture
Here is the sourced Census picture for Murrayville, plus the Illinois lending rules that apply to a loan taken out here.
- Population: about 551 people live here, which puts Murrayville 824th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: Roughly 2.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
- Size percentile: Murrayville's 551 people outrank roughly 36% of the places in Illinois.
- Population density: about 1,111 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Murrayville covers 0.5 square miles, the 1,035th-largest area among Illinois's 1,294 places.
- Within Illinois: about 0.0% of the state's population lives in Murrayville.
- National rank: Murrayville is the 12,765th most populous of the 19,457 Census places covered here.
- Growth in Illinois: Murrayville stands 894th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Murrayville's 2.8%.
- Density rank: Murrayville is the 586th most densely settled place in Illinois.
- Density in context: Murrayville's 1,111 people per square mile sit against a Illinois median of 993.
- Location: it lies at 39.5818, -90.2518 in the Census Gazetteer.
- Nearest larger cities: South Jacksonville (8 mi); Roodhouse (9 mi); Jacksonville (10 mi); Franklin (11 mi); Winchester (11 mi). Living near a larger metro rarely changes what is available in Murrayville.
- Nearest smaller places: Woodson (3 mi); Manchester (5 mi); Lynnville (9 mi).
- Smaller places within 50 miles: 87 of them.
- At 100 miles: 394 larger Census places fall inside that radius.
Illinois consumer-lending rules applied in Murrayville
When Illinois does not publish a figure, the row links to the source instead of inventing a number; Murrayville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Murrayville sits in Illinois
Among Illinois's 1,294 places, Murrayville sits at 824th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 894th of 1,294 Illinois places, putting it near the 31th percentile for growth. By density, at about 1,111 people per square mile, it ranks 586th in Illinois. Between 2020 and 2023 the count changed by roughly 16 residents.
Getting a loan in Murrayville
Murrayville is moderately settled, with about 1,111 people per square mile and 71 larger places within 50 miles. Whether Murrayville has a local branch or not, a Illinois-licensed lender can serve its 551 people online on the same terms. The nearest bigger place is South Jacksonville, IL about 8 miles away.
The geography behind Murrayville
Murrayville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 551 residents, the land area yields roughly 1,111 people per square mile. Chicago, the largest place in Illinois, is about 206 miles from Murrayville. A 50-mile radius around Murrayville takes in 71 places that are larger. The 100-mile radius contains 394 larger places.
The Murrayville borrowing checklist
For Murrayville's roughly 551 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Illinois; what changes is your credit file, not the fact that Murrayville holds 551 people.
Common questions
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Nearby places
- Woodson, IL — population 487
- Manchester, IL — population 257
- South Jacksonville, IL — population 3,213
- Lynnville, IL — population 95
- Jacksonville, IL — population 17,237
- Roodhouse, IL — population 1,516
- Scottville, IL — population 94
- Alsey, IL — population 181