Personal loans in Munroe Falls, OH

The Census estimates 4,966 residents in Munroe Falls, which ranks it 256th of 924 places in Ohio. Census figures put the 2020-to-2023 decrease in Munroe Falls at about 1.6%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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In Munroe Falls, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Lenders active in Munroe Falls report to a Ohio supervisor, identified in the sourced rows below. Use the calculator on this page to price an amount and term before you commit in Munroe Falls. A larger market lies at Tallmadge, OH about 2 miles away.

What the Census records for Munroe Falls

Set out below is Munroe Falls's local context next to the state-level rules that reach every lender here.

Population: 4,966 — Munroe Falls ranks 256th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
Population trend: Down about 1.6% from the 2020 Census base to the 2023 estimate.
People gained or lost: about 79 fewer since the 2020 base.
Size percentile: about 72% of Ohio communities are smaller than Munroe Falls (4,966 residents).
Land and density: 2.8 square miles of land carry roughly 1,793 residents per square mile.
Land area: Munroe Falls covers 2.8 square miles, the 301st-largest area among Ohio's 924 places.
Water: Munroe Falls holds about 0.09 square miles, the 148th-largest water area in Ohio.
State population share: Munroe Falls accounts for about 0.1% of everyone in Ohio.
Nationally: Munroe Falls is the 4,848th-largest of 19,457 Census places in the dataset.
Growth rank: Munroe Falls's 2020-to-2023 change ranks 633rd of 924 places in Ohio.
Against the state trend: Munroe Falls's 1.6% change compares with a Ohio average of +0.9% across its 924 places.
Density in Ohio: Munroe Falls ranks 254th by people per square mile.
Density in context: Munroe Falls's 1,793 people per square mile sit against a Ohio median of 1,289.
Location: mapped by the US Census Bureau at 41.1396, -81.4361.
Nearest larger cities: Tallmadge (2 mi); Stow (3 mi); Kent (4 mi); Akron (6 mi); Cuyahoga Falls (7 mi). Online lenders reach Munroe Falls no matter how far the nearest branch is.
Smaller places close by: Silver Lake (2 mi); Mogadore (6 mi); Sugar Bush Knolls (6 mi).
Smaller places within 50 miles: 126 of them.
At 100 miles: 188 larger Census places fall inside that radius.

The Ohio lending rules that reach Munroe Falls

Read the table as a lender's compliance picture for Munroe Falls: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Payday lending status	Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16

How personal loans work in Munroe Falls

With roughly 4,966 residents, Munroe Falls is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Munroe Falls. Because the payment is fixed, the total cost of a Munroe Falls loan is knowable in advance — unlike a revolving card balance.

Munroe Falls in state context

Munroe Falls is the 256th-largest of 924 Census places in Ohio and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 633rd of 924 Ohio places, putting it near the 31th percentile for growth. At about 1,793 people per square mile, Munroe Falls is the 254th most densely settled place in Ohio. In land area, Munroe Falls ranks 301st among Ohio's 924 places.

Where Munroe Falls sits

The Census Gazetteer records 2.8 square miles of land and 0.09 square miles of water within Munroe Falls. Spread across it are roughly 1,793 residents per square mile. Columbus, the largest place in Ohio, is about 114 miles from Munroe Falls. A 50-mile radius around Munroe Falls takes in 102 places that are larger. By land area it ranks 301st of 924 Ohio places.

A practical checklist for Munroe Falls borrowers

Before you hand your details to a lender in Munroe Falls, where the population is near 4,966:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Test your amount and term in the personal loan calculator first.
Get several pre-qualifications and compare APR side by side before choosing.
Check the Ohio regulator's records to confirm the lender is licensed here.
Make sure the new payment leaves room in a budget you already keep.
Weigh a shorter term's higher payment against the interest it saves.
Borrow only what the purpose requires, not the maximum you are offered.

In Munroe Falls as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 4,966 residents.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Munroe Falls if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Munroe Falls is the same as anywhere in Ohio.

What loan size can I expect in Munroe Falls?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Munroe Falls?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Munroe Falls cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Silver Lake, OH — population 2,498
Tallmadge, OH — population 18,317
Stow, OH — population 33,957
Kent, OH — population 27,601
Mogadore, OH — population 3,799
Hudson, OH — population 22,968
Akron, OH — population 188,701
Sugar Bush Knolls, OH — population 217