Personal loans in Munfordville, KY
The trend for Munfordville between 2020 and 2023 is upward by roughly 1.5%. Munfordville is a small community in Kentucky, with an estimated 1,711 residents, and every licensed lender here follows the same state rulebook.
Munfordville ranks 158th of 416 places in Kentucky, with a population near 1,711. For a bigger market, look to Horse Cave, KY about 8 miles away. Every figure below is Kentucky's own, applied to Munfordville's 1,711 residents, with the publisher and retrieval date attached. For a community of about 1,711, the practical step is to compare APR across at least three lenders before committing.
What the Census records for Munfordville
Read the local figures below as context; read the sourced Kentucky table as the rulebook a lender here must follow.
- Population: 1,711 people, a figure that places Munfordville 158th among the 416 Census places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.5% more residents than the 2020 Census counted.
- People gained or lost: about 26 more since the 2020 base.
- Size percentile: Munfordville's 1,711 people outrank roughly 62% of the places in Kentucky.
- Population density: about 764 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Munfordville's 2.2 square miles rank 154th of 416 places in Kentucky.
- Share of state population: Munfordville's 1,711 residents are about 0.1% of Kentucky.
- National rank: Munfordville is the 8,210th most populous of the 19,457 Census places covered here.
- Growth rank: Munfordville ranks 106th among Kentucky's 416 places for the 2020-to-2023 change.
- State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Munfordville's 1.5%.
- Density in Kentucky: Munfordville ranks 271st by people per square mile.
- Density in context: Munfordville's 764 people per square mile sit against a Kentucky median of 1,045.
- Location: the Census Gazetteer records it at 37.2789, -85.8987.
- Nearest larger cities: Horse Cave (8 mi); Cave City (10 mi); Glasgow (19 mi); Hodgenville (22 mi); Greensburg (22 mi). Larger metros often have more branches, but online lenders reach Munfordville on the same terms.
- Nearest smaller towns: Bonnieville (7 mi); Upton (12 mi); Park City (15 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 25 smaller Census places.
- Larger places within 100 miles: 134.
Before you apply in Munfordville
Before you hand your details to a lender in Munfordville, where the population is near 1,711:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Kentucky licence by checking the regulator named above.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Kentucky; what changes is your credit file, not the fact that Munfordville holds 1,711 people.
Munfordville against the rest of Kentucky
Against Kentucky's other places, Munfordville accounts for about 0.1% of the state's population and ranks 158th of 416 by size. For population change between 2020 and 2023, Munfordville ranks 106th of 416 in Kentucky (about the 75th percentile). Its roughly 764 residents per square mile place it 271st among Kentucky's places. In land area, Munfordville ranks 154th among Kentucky's 416 places.
Munfordville on the map
Munfordville's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 764 people per square mile. Lexington-Fayette, the largest place in Kentucky, is about 95 miles from Munfordville. A 50-mile radius around Munfordville takes in 22 places that are larger. Within the same 50 miles lie 25 smaller Census places.
Which Kentucky laws govern a loan in Munfordville
Read the table as a lender's compliance picture for Munfordville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Inside a Munfordville personal loan
Munfordville is a small community of about 1,711 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Munfordville. The term you choose in Munfordville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Munfordville if my credit is poor?
What loan size can I expect in Munfordville?
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Does comparing loans in Munfordville cost me credit score points?
Nearby places
- Bonnieville, KY — population 271
- Horse Cave, KY — population 2,258
- Cave City, KY — population 2,360
- Upton, KY — population 709
- Park City, KY — population 613
- Sonora, KY — population 565
- Glasgow, KY — population 15,313
- Hodgenville, KY — population 3,309