Personal loans in Mount Moriah, MO
If you are weighing a personal loan in Mount Moriah, start from the payment you can carry; its 77 residents face the same statewide rules. The Census estimates 77 residents in Mount Moriah, which ranks it 829th of 937 places in Missouri.
Population in Mount Moriah climbed about 1.3% over the three years from 2020 to 2023. A lender that serves Mount Moriah operates under Missouri lending statutes and a Missouri supervisor. Judge Mount Moriah offers on total cost, not on how quickly the money arrives. The closest larger city is Cainsville, MO about 8 miles away.
Mount Moriah: the sourced local profile
Most of what governs a Mount Moriah loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 77 residents in Mount Moriah (Vintage 2023 subcounty estimate), the 829th-largest figure among Missouri's 937 places.
- Population trend: Up about 1.3% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: bigger than about 12% of the places in Missouri, with 77 residents in Mount Moriah.
- Density: roughly 75 residents per square mile, spread over 1.0 sq mi of land.
- By land area: Mount Moriah ranks 415th among Missouri's 937 places, at 1.0 sq mi.
- State population share: Mount Moriah accounts for about 0.0% of everyone in Missouri.
- National rank: Mount Moriah is the 18,534th most populous of the 19,457 Census places covered here.
- Growth rank: Mount Moriah's 2020-to-2023 change ranks 337th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Mount Moriah moved 1.3%.
- Density rank: Mount Moriah is the 913th most densely settled place in Missouri.
- Density vs Missouri: Mount Moriah's 75 people per square mile compare with a state median of 743.
- Location: latitude 40.3293, longitude -93.7971 (Census Gazetteer).
- Nearest larger cities: Cainsville (8 mi); Ridgeway (8 mi); Princeton (12 mi); Blythedale (12 mi); Spickard (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Brimson (13 mi); Tindall (15 mi); Pleasanton (18 mi), each with its own Census population profile.
- Smaller neighbours: 30 places smaller than Mount Moriah sit within 50 miles.
- Larger places within 100 miles: 402.
How personal loans work in Mount Moriah
Most loans made to Mount Moriah's 77 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mount Moriah. Shortening the term on a Mount Moriah loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Mount Moriah's place among Missouri's 937 places
Set beside Missouri's 937 places, Mount Moriah ranks 829th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Mount Moriah stands 337th among Missouri's 937 places — roughly the 64th percentile. By density, at about 75 people per square mile, it ranks 913th in Missouri. Between 2020 and 2023 the count changed by roughly 1 residents.
Where Mount Moriah sits
Inside Mount Moriah's boundaries lie about 1.0 square miles of land, with no significant water area recorded. That land carries about 75 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 92 miles. Mount Moriah has 78 larger places within a 50-mile radius. By land area it ranks 415th of 937 Missouri places.
How lenders reach Mount Moriah
Mount Moriah is a sparsely settled community of about 77 people, with 78 larger places inside a 50-mile radius. A Missouri licence lets a lender serve Mount Moriah without a local office, so branch density does not change what its 77 residents are offered. For a larger market, the closest option is Cainsville, MO about 8 miles away.
How Missouri law applies in Mount Moriah
These are Missouri's sourced lending facts as they reach Mount Moriah's 77 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Mount Moriah if my credit is poor?
What loan size can I expect in Mount Moriah?
Do I have to pledge anything to borrow in Mount Moriah?
Does comparing loans in Mount Moriah cost me credit score points?
Nearby places
- Cainsville, MO — population 283
- Ridgeway, MO — population 378
- Brimson, MO — population 47
- Blythedale, MO — population 214
- Gilman City, MO — population 332
- Princeton, MO — population 988
- Spickard, MO — population 225
- Eagleville, MO — population 281