Personal loans in Moulton, TX

For practical purposes, Moulton's population was stable from the 2020 base to the 2023 estimate. Lenders active in Moulton report to a Texas supervisor, identified in the sourced rows below. Rate-shopping from Moulton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Flatonia, TX about 8 miles away.

Moulton: population, trend and location

Set out below is Moulton's local context next to the state-level rules that reach every lender here.

• Population: 859 — Moulton ranks 849th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: Moulton's 859 people outrank roughly 31% of the places in Texas.
• Land and density: 0.8 square miles of land carry roughly 1,029 residents per square mile.
• By land area: Moulton ranks 1,055th among Texas's 1,224 places, at 0.8 sq mi.
• Share of state population: Moulton's 859 residents are about 0.0% of Texas.
• National rank: Moulton sits 10,880th by population among the 19,457 places in this dataset.
• Growth rank: Moulton's 2020-to-2023 change ranks 855th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Moulton's 0.0%.
• Density in Texas: Moulton ranks 496th by people per square mile.
• Density vs Texas: Moulton's 1,029 people per square mile compare with a state median of 840.
• Location: 29.5722, -97.1466 (Census Gazetteer coordinates).
• Nearest larger cities: Flatonia (8 mi); Shiner (10 mi); Waelder (12 mi); Hallettsville (15 mi); Schulenburg (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Ellinger (32 mi); Smiley (36 mi); Fayetteville (36 mi), each with its own Census population profile.
• Smaller places within 50 miles: 11 of them.
• Within 100 miles: 162 places are larger than Moulton.

Texas consumer-lending rules applied in Moulton

The rows below set out what a licensed lender must follow in Texas, and so for Moulton's roughly 859 residents.

Getting a loan in Moulton

Moulton is a moderately settled community of about 859 people, with 23 larger places inside a 50-mile radius. A Texas licence lets a lender serve Moulton without a local office, so branch density does not change what its 859 residents are offered. The nearest bigger place is Flatonia, TX about 8 miles away.

How a Moulton personal loan is priced

With roughly 859 residents, Moulton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Moulton. A longer term lowers the monthly payment on a Moulton loan but raises total interest, so the smallest payment is not the cheapest loan.

Steps to take before a Moulton loan

Before you apply in Moulton, a community of about 859, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Moulton and the rest of Texas is not the process but the borrower's own file, among the 859 people here.

How Moulton compares across Texas

Moulton is the 849th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 855th of 1,224 Texas places, putting it near the 30th percentile for growth. By density, at about 1,029 people per square mile, it ranks 496th in Texas. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.