Personal loans in Morrison, CO
Morrison counts about 388 people, and what is genuinely local about borrowing here is limited — Colorado law does the governing. Census figures put the 2020-to-2023 decrease in Morrison at about 2.5%.
Morrison is one of 270 Census places in Colorado; its 388 residents put it at 207th. Rate-shopping from Morrison costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Every figure below is Colorado's own, applied to Morrison's 388 residents, with the publisher and retrieval date attached. The nearest larger metro is Lakewood, CO about 6 miles away.
Morrison: population, trend and location
The figures below are Morrison's own — Census population, land area and coordinates — followed by the Colorado rules.
- Population: 388 — Morrison ranks 207th of 270 communities in Colorado (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.5% from 2020 to 2023.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: bigger than about 23% of the places in Colorado, with 388 residents in Morrison.
- Density: roughly 235 residents per square mile, spread over 1.6 sq mi of land.
- By land area: Morrison ranks 137th among Colorado's 270 places, at 1.6 sq mi.
- Share of Colorado: Morrison holds about 0.0% of the state's population, some 388 people.
- National rank: Morrison is the 14,216th most populous of the 19,457 Census places covered here.
- Growth rank: Morrison's 2020-to-2023 change ranks 200th of 270 places in Colorado.
- State comparison: Colorado's places average +2.3% for 2020-to-2023, against Morrison's 2.5%.
- Density in Colorado: Morrison ranks 246th by people per square mile.
- Density vs Colorado: Morrison's 235 people per square mile compare with a state median of 1,126.
- Location: the Census Gazetteer records it at 39.6364, -105.2060.
- Nearest larger cities: Lakewood (6 mi); Golden (7 mi); Bow Mar (8 mi); Columbine Valley (10 mi); Sheridan (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Lakeside (13 mi); Black Hawk (19 mi); Empire (27 mi).
- Smaller neighbours: 8 places smaller than Morrison sit within 50 miles.
- Within 100 miles: 119 places are larger than Morrison.
Inside a Morrison personal loan
In Morrison, a small community of about 388, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Morrison can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Morrison loan but raises total interest, so the smallest payment is not the cheapest loan.
The Colorado lending rules that reach Morrison
These are Colorado's sourced lending facts as they reach Morrison's 388 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
The geography behind Morrison
Morrison covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 235 people per square mile. For the state's biggest city, Denver, the distance is roughly 19 miles. Counting outward 50 miles, 66 larger communities surround Morrison. By land area it ranks 137th of 270 Colorado places.
Borrowing reach in Morrison
With about 235 residents per square mile, Morrison is lightly settled, and 66 larger Census places sit within 50 miles. Whether Morrison has a local branch or not, a Colorado-licensed lender can serve its 388 people online on the same terms. The nearest larger city, Lakewood, CO about 6 miles away.
How Morrison compares across Colorado
Among Colorado's 270 places, Morrison sits at 207th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Morrison stands 200th among Colorado's 270 places — roughly the 26th percentile. By density, at about 235 people per square mile, it ranks 246th in Colorado. By land area, its 1.6 square miles rank 137th of 270 places in Colorado.
Common questions
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Nearby places
- Golden, CO — population 20,242
- Lakewood, CO — population 155,961
- Bow Mar, CO — population 823
- Wheat Ridge, CO — population 31,804
- Columbine Valley, CO — population 1,677
- Edgewater, CO — population 4,882
- Sheridan, CO — population 5,908
- Littleton, CO — population 44,451