Personal loans in Moore, ID

The first question in Moore is not the rate on offer but whether the payment fits; about 176 people live here under Idaho lending law. To lend to Moore's 176 residents, a company must hold a Idaho licence, and each sourced row below names the regulator behind it. Verify the lender's Idaho licence against the regulator named below before borrowing in Moore. The closest larger place is Arco, ID about 8 miles away.

Moore: population, trend and location

Two layers matter for a Moore borrower: the local population picture and Idaho's consumer-lending statutes.

• Population: 176 — Moore ranks 176th of 197 communities in Idaho (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 8.0%.
• Net change: roughly 13 more people than the 2020 Census counted.
• Size percentile: bigger than about 11% of the places in Idaho, with 176 residents in Moore.
• Density: roughly 620 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Moore covers 0.3 square miles, the 172nd-largest area among Idaho's 197 places.
• Share of Idaho: Moore holds about 0.0% of the state's population, some 176 people.
• National standing: Moore ranks 16,854th of 19,457 US places.
• Growth in Idaho: Moore stands 60th by percentage change from 2020 to 2023, among 197 places.
• Against the state trend: Moore's 8.0% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Moore is the 146th most densely settled place in Idaho.
• Density vs Idaho: Moore's 620 people per square mile compare with a state median of 1,026.
• Location: 43.7344 / -113.3673, per the US Census Bureau Gazetteer.
• Nearest larger cities: Arco (8 mi); Mackay (17 mi); Carey (41 mi); Mud Lake (45 mi); Bellevue (48 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Butte City (11 mi); Clayton (62 mi); Leadore (65 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 58 places are larger than Moore.

Which Idaho laws govern a loan in Moore

Below are the Idaho rules that apply to a loan made in Moore, each with the regulator that issued it.

Getting a loan in Moore

Moore is moderately settled, with about 620 people per square mile and 7 larger places within 50 miles. Lenders licensed in Idaho reach Moore's 176 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Arco, ID about 8 miles away.

Inside a Moore personal loan

Moore is a small community of about 176 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Moore's rank of 176th in Idaho: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Moore loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Moore

A sensible order of operations for a loan in Moore, home to about 176 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Idaho licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Moore-specific: the same Idaho licensing and disclosure rules reach all 176 residents.

The geography behind Moore

Moore covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 176 residents, the land area yields roughly 620 people per square mile. The largest place in Idaho, Boise City, lies about 143 miles away. Moore has 7 larger places within a 50-mile radius. By land area it ranks 172nd of 197 Idaho places.