Personal loans in Montrose, MS

Compare APR, not the interest rate, because the APR folds in most fees on a Montrose loan. Population in Montrose dropped about 1.9% over the three years from 2020 to 2023. Every figure below is Mississippi's own, applied to Montrose's 102 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Louin, MS about 4 miles away.

The Montrose data picture

Set out below is Montrose's local context next to the state-level rules that reach every lender here.

• Population: about 102 people live here, which puts Montrose 292nd of 299 Census places in Mississippi (Vintage 2023).
• Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 2% of Mississippi places rank below Montrose.
• Density: the Census land area of 2.7 sq mi holds about 38 people per square mile.
• Land area: Montrose covers 2.7 square miles, the 150th-largest area among Mississippi's 299 places.
• Within Mississippi: about 0.0% of the state's population lives in Montrose.
• National rank: Montrose sits 18,093rd by population among the 19,457 places in this dataset.
• Growth in Mississippi: Montrose stands 110th by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Montrose's 1.9% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Montrose is the 296th most densely settled place in Mississippi.
• Density in context: Montrose's 38 people per square mile sit against a Mississippi median of 434.
• Location: 32.1257 / -89.2344, per the US Census Bureau Gazetteer.
• Nearest larger cities: Louin (4 mi); Bay Springs (11 mi); Lake (15 mi); Newton (15 mi); Hickory (18 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Sylvarena (12 mi); Needham (53 mi); Emelle (68 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 160 places are larger than Montrose.

A pre-application checklist for Montrose

A sensible order of operations for a loan in Montrose, home to about 102 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Mississippi; what changes is your credit file, not the fact that Montrose holds 102 people.

Where Montrose sits in Mississippi

Set beside Mississippi's 299 places, Montrose ranks 292nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Montrose stands 110th among Mississippi's 299 places — roughly the 63th percentile. By density, at about 38 people per square mile, it ranks 296th in Mississippi. The population moved by about 2 people between 2020 and 2023, a 1.9% shift.

Getting a loan in Montrose

Montrose is sparsely settled, with about 38 people per square mile and 42 larger places within 50 miles. Whether Montrose has a local branch or not, a Mississippi-licensed lender can serve its 102 people online on the same terms. For a larger market, the closest option is Louin, MS about 4 miles away.

Mississippi rules behind a Montrose personal loan

For the roughly 102 residents of Montrose, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

Montrose: area, density and distance

Montrose's land area is roughly 2.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 38 people per square mile. For the state's biggest city, Jackson, the distance is roughly 59 miles. Montrose has 42 larger places within a 50-mile radius. The 100-mile radius contains 160 larger places.