Personal loans in Montour, IA

Montour: the sourced local profile

Here is the sourced Census picture for Montour, plus the Iowa lending rules that apply to a loan taken out here.

• Population: about 198 people live here, which puts Montour 667th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Down about 2.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: about 29% of Iowa's Census places are smaller than Montour.
• Density: roughly 433 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Montour ranks 678th among Iowa's 940 places, at 0.5 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Montour.
• Nationally: Montour is the 16,527th-largest of 19,457 Census places in the dataset.
• Growth in Iowa: Montour stands 629th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Montour's 2.0%.
• Density rank: Montour is the 644th most densely settled place in Iowa.
• Density in context: Montour's 433 people per square mile sit against a Iowa median of 672.
• Location: mapped by the US Census Bureau at 41.9803, -92.7151.
• Nearest larger cities: Le Grand (4 mi); Toledo (7 mi); Tama (7 mi); Gilman (8 mi); Garwin (8 mi). Larger metros often have more branches, but online lenders reach Montour on the same terms.
• Nearest smaller places: Ferguson (8 mi); Haverhill (13 mi); Vining (17 mi).
• Within a 50-mile radius: 33 smaller Census places.
• Within 100 miles: 396 places are larger than Montour.

Land, water and location for Montour

The Census Gazetteer records about 0.5 square miles of land within Montour, with no significant water area listed. That land carries about 433 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 54 miles. Montour has 113 larger places within a 50-mile radius. Within the same 50 miles lie 33 smaller Census places.

The Montour borrowing checklist

For Montour's roughly 198 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Montour as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 198 residents.

Montour's place among Iowa's 940 places

Montour is the 667th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Montour ranks 629th of 940 in Iowa (about the 33th percentile). Its roughly 433 residents per square mile place it 644th among Iowa's places. By land area, its 0.5 square miles rank 678th of 940 places in Iowa.

Borrowing reach in Montour

At roughly 433 people per square mile, Montour is lightly settled; 113 larger places lie within 50 miles. What is available to Montour's 198 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Le Grand, IA about 4 miles away.

How Iowa law applies in Montour

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Montour lender must follow.