Personal loans in Monroeville, IN
A lender serving Monroeville holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 1,330 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 2.5%. At about 1,330 residents, Monroeville is larger than roughly 53% of the places in Indiana. Decide the purpose of the loan and your repayment plan before sharing any details with a Monroeville lender. Lenders active in Monroeville report to a Indiana supervisor, identified in the sourced rows below. For a bigger market, look to New Haven, IN about 10 miles away.
Where Monroeville stands
Set out below is Monroeville's local context next to the state-level rules that reach every lender here.
- Population: 1,330 — Monroeville ranks 263rd of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.5% since the 2020 count.
- Net change: roughly 33 more people than the 2020 Census counted.
- Size percentile: Monroeville sits ahead of around 53% of Indiana places, at 1,330 people.
- Population density: 1,696 people per square mile on 0.8 square miles of land.
- Land area rank: Monroeville's 0.8 square miles rank 320th of 565 places in Indiana.
- State population share: Monroeville accounts for about 0.0% of everyone in Indiana.
- Nationally: Monroeville is the 9,177th-largest of 19,457 Census places in the dataset.
- Growth rank: Monroeville ranks 72nd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Monroeville's 2.5% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Monroeville ranks 168th by people per square mile.
- Against the state median: Monroeville runs about 1,696 residents per square mile, where the Indiana median is 1,375.
- Location: latitude 40.9736, longitude -84.8677 (Census Gazetteer).
- Nearest larger cities: New Haven (10 mi); Decatur (10 mi); Woodburn (11 mi); Antwerp (16 mi); Fort Wayne (16 mi). Living near a larger metro rarely changes what is available in Monroeville.
- Nearest smaller towns: Convoy (9 mi); Payne (10 mi); Wren (13 mi).
- Smaller neighbours: 85 places smaller than Monroeville sit within 50 miles.
- Larger places within 100 miles: 263.
How Monroeville compares across Indiana
Among Indiana's 565 places, Monroeville sits at 263rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 72nd of 565 Indiana places, putting it near the 87th percentile for growth. At about 1,696 people per square mile, Monroeville is the 168th most densely settled place in Indiana. Within 50 miles sit 85 smaller Census places, alongside the 58 that are larger.
What to do before borrowing in Monroeville
For Monroeville's roughly 1,330 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Monroeville and the rest of Indiana is not the process but the borrower's own file, among the 1,330 people here.
Where Monroeville sits
Monroeville's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,696 people per square mile. Fort Wayne, the largest place in Indiana, is about 16 miles from Monroeville. Monroeville has 58 larger places within a 50-mile radius. Within the same 50 miles lie 85 smaller Census places.
Inside a Monroeville personal loan
With roughly 1,330 residents, Monroeville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Monroeville can be quoted different APRs on the same amount and term. Shortening the term on a Monroeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Indiana rules behind a Monroeville personal loan
For the roughly 1,330 residents of Monroeville, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Monroeville if my credit is poor?
What loan size can I expect in Monroeville?
Do I have to pledge anything to borrow in Monroeville?
Does comparing loans in Monroeville cost me credit score points?
Nearby places
- Woodburn, IN — population 1,591
- Decatur, IN — population 10,020
- Convoy, OH — population 1,000
- New Haven, IN — population 15,974
- Payne, OH — population 1,180
- Wren, OH — population 153
- Willshire, OH — population 397
- Monroe, IN — population 894