Personal loans in Mize, MS

Mize ranks 240th of 299 places in Mississippi, with a population near 312. Population in Mize dropped about 1.3% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Personal loans in Mize are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 312 population. Every figure below is Mississippi's own, applied to Mize's 312 residents, with the publisher and retrieval date attached. Price two or three terms so you can see which payment is truly affordable in Mize. The nearest larger metro is Taylorsville, MS about 7 miles away.

Local context for Mize

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

Steps to take before a Mize loan

A sensible order of operations for a loan in Mize, home to about 312 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Mississippi regulator's licence records before you sign.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Be clear on what the loan is for and how it gets repaid.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Mize as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 312 residents.

What is available to Mize borrowers

Mize is lightly settled, with about 128 people per square mile and 41 larger places within 50 miles. Distance to a branch rarely matters for Mize's 312 residents: the application is online and the price follows your credit file. The nearest bigger place is Taylorsville, MS about 7 miles away.

How personal loans work in Mize

In Mize, a small community of about 312, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Mize can be quoted different APRs on the same amount and term. Shortening the term on a Mize loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Mize sits

Mize covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 128 people per square mile. The state's population centre of gravity, Jackson, is roughly 50 miles away. Mize has 41 larger places within a 50-mile radius. By land area it ranks 157th of 299 Mississippi places.

The Mississippi lending rules that reach Mize

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Mize lender must follow.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Mize if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mize is the same as anywhere in Mississippi.
What loan size can I expect in Mize?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Mize?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Mize cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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