Personal loans in Mize, MS
Mize ranks 240th of 299 places in Mississippi, with a population near 312. Population in Mize dropped about 1.3% over the three years from 2020 to 2023.
Personal loans in Mize are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 312 population. Every figure below is Mississippi's own, applied to Mize's 312 residents, with the publisher and retrieval date attached. Price two or three terms so you can see which payment is truly affordable in Mize. The nearest larger metro is Taylorsville, MS about 7 miles away.
Local context for Mize
Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.
- Population: the Census counts 312 residents in Mize (Vintage 2023 subcounty estimate), the 240th-largest figure among Mississippi's 299 places.
- Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: roughly 20% of Mississippi's places have fewer residents than Mize's 312.
- Density: the Census land area of 2.4 sq mi holds about 128 people per square mile.
- By land area: Mize ranks 157th among Mississippi's 299 places, at 2.4 sq mi.
- Share of Mississippi: Mize holds about 0.0% of the state's population, some 312 people.
- National standing: Mize ranks 14,988th of 19,457 US places.
- Growth in Mississippi: Mize stands 90th by percentage change from 2020 to 2023, among 299 places.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Mize's 1.3%.
- Density in Mississippi: Mize ranks 263rd by people per square mile.
- Against the state median: Mize runs about 128 residents per square mile, where the Mississippi median is 434.
- Location: mapped by the US Census Bureau at 31.8664, -89.5542.
- Nearest larger cities: Taylorsville (7 mi); Mount Olive (10 mi); Magee (11 mi); Raleigh (12 mi); Collins (15 mi). Lenders licensed in the state serve Mize whether or not they keep a local branch.
- Nearest smaller places: Sylvarena (14 mi); Seminary (22 mi); Louin (22 mi).
- Smaller neighbours: 10 places smaller than Mize sit within 50 miles.
- Larger places within 100 miles: 123.
Steps to take before a Mize loan
A sensible order of operations for a loan in Mize, home to about 312 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Mississippi regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Mize as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 312 residents.
What is available to Mize borrowers
Mize is lightly settled, with about 128 people per square mile and 41 larger places within 50 miles. Distance to a branch rarely matters for Mize's 312 residents: the application is online and the price follows your credit file. The nearest bigger place is Taylorsville, MS about 7 miles away.
How personal loans work in Mize
In Mize, a small community of about 312, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Mize can be quoted different APRs on the same amount and term. Shortening the term on a Mize loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Mize sits
Mize covers about 2.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 128 people per square mile. The state's population centre of gravity, Jackson, is roughly 50 miles away. Mize has 41 larger places within a 50-mile radius. By land area it ranks 157th of 299 Mississippi places.
The Mississippi lending rules that reach Mize
Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Mize lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Common questions
What are my options in Mize if my credit is poor?
What loan size can I expect in Mize?
Do I have to pledge anything to borrow in Mize?
Does comparing loans in Mize cost me credit score points?
Nearby places
- Taylorsville, MS — population 1,112
- Mount Olive, MS — population 875
- Raleigh, MS — population 1,087
- Magee, MS — population 3,938
- Collins, MS — population 2,271
- Sylvarena, MS — population 84
- Bay Springs, MS — population 1,599
- Soso, MS — population 403