Personal loans in Mitchellville, IA
Mitchellville is a small community in Iowa, with an estimated 2,617 residents, and every licensed lender here follows the same state rulebook. At about 2,617 residents, Mitchellville is larger than roughly 86% of the places in Iowa.
The 2020 count to the 2023 estimate shows about 5.4% growth in Mitchellville. Price two or three terms so you can see which payment is truly affordable in Mitchellville. Borrowers who want a bigger city can look to Bondurant, IA about 5 miles away. To lend to Mitchellville's 2,617 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it.
Mitchellville: the sourced local profile
Here is the sourced Census picture for Mitchellville, plus the Iowa lending rules that apply to a loan taken out here.
- Population: about 2,617, ranked 136th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 5.4% from 2020 to 2023.
- Net change: roughly 134 more people than the 2020 Census counted.
- Size percentile: bigger than about 86% of the places in Iowa, with 2,617 residents in Mitchellville.
- Population density: about 935 people per square mile (Census land area 2.8 sq mi).
- Land area rank: Mitchellville's 2.8 square miles rank 149th of 940 places in Iowa.
- Within Iowa: about 0.1% of the state's population lives in Mitchellville.
- National rank: Mitchellville is the 6,697th most populous of the 19,457 Census places covered here.
- Growth in Iowa: Mitchellville stands 31st by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Mitchellville moved 5.4%.
- Density in Iowa: Mitchellville ranks 301st by people per square mile.
- Density vs Iowa: Mitchellville's 935 people per square mile compare with a state median of 672.
- Location: mapped by the US Census Bureau at 41.6704, -93.3664.
- Nearest larger cities: Bondurant (5 mi); Altoona (6 mi); Pleasant Hill (9 mi); Carlisle (13 mi); Ankeny (13 mi). Online lenders reach Mitchellville no matter how far the nearest branch is.
- Nearest smaller places: Valeria (5 mi); Colfax (7 mi); Mingo (8 mi).
- Within a 50-mile radius: 110 smaller Census places.
- Within 100 miles: 72 places are larger than Mitchellville.
The geography behind Mitchellville
Mitchellville's land area is roughly 2.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 935 people per square mile. Des Moines, the largest place in Iowa, is about 14 miles from Mitchellville. Within 50 miles of Mitchellville there are 34 larger Census places. By land area it ranks 149th of 940 Iowa places.
Iowa rules behind a Mitchellville personal loan
This table holds the Iowa rate and licensing rules for consumer loans made to Mitchellville's 2,617 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
The anatomy of a Mitchellville personal loan
Mitchellville is a small community of about 2,617 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Mitchellville's 2,617 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Mitchellville loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Mitchellville
Mitchellville is a moderately settled community of about 2,617 people, with 34 larger places inside a 50-mile radius. Distance to a branch rarely matters for Mitchellville's 2,617 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Bondurant, IA about 5 miles away.
Where Mitchellville sits in Iowa
Within Iowa, Mitchellville holds roughly 0.1% of all residents, the 136th-largest share among 940 places. Its 2020-to-2023 change ranks 31st of 940 Iowa places, putting it near the 97th percentile for growth. By density, at about 935 people per square mile, it ranks 301st in Iowa. By land area, its 2.8 square miles rank 149th of 940 places in Iowa.
Common questions
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Nearby places
- Valeria, IA — population 39
- Bondurant, IA — population 8,959
- Altoona, IA — population 21,698
- Mingo, IA — population 313
- Colfax, IA — population 2,262
- Prairie City, IA — population 1,712
- Runnells, IA — population 451
- Pleasant Hill, IA — population 11,617