Personal loans in Mineral, IL

About 202 people live in Mineral, placing it 1,105th of 1,294 Census places in Illinois. Lenders active in Mineral report to a Illinois supervisor, identified in the sourced rows below. Population in Mineral dropped about 1.9% over the three years from 2020 to 2023. A larger market lies at Annawan, IL about 3 miles away.

What the Census records for Mineral

Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.

• Population: a Census-estimated 202, 1,105th among Illinois's 1,294 places (Vintage 2023).
• Population trend: A loss of roughly 1.9% between 2020 and 2023.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: with 202 residents, Mineral is larger than about 15% of Illinois's Census places.
• Land and density: 0.3 square miles of land carry roughly 596 residents per square mile.
• By land area: Mineral ranks 1,137th among Illinois's 1,294 places, at 0.3 sq mi.
• State share: roughly 0.0% of Illinois's residents live in Mineral (202 people).
• National rank: Mineral is the 16,466th most populous of the 19,457 Census places covered here.
• Growth rank: Mineral ranks 565th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Mineral's 1.9%.
• Density in Illinois: Mineral ranks 939th by people per square mile.
• Density vs Illinois: Mineral's 596 people per square mile compare with a state median of 993.
• Location: 41.3822 / -89.8363, per the US Census Bureau Gazetteer.
• Nearest larger cities: Annawan (3 mi); Sheffield (5 mi); Neponset (6 mi); Buda (9 mi); Atkinson (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Hooppole (10 mi); New Bedford (11 mi); Deer Grove (18 mi).
• Smaller places within 50 miles: 19 of them.
• Larger places within 100 miles: 550.

Where Mineral sits

Mineral's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 202 residents, the land area yields roughly 596 people per square mile. The state's population centre of gravity, Chicago, is roughly 115 miles away. Counting outward 50 miles, 146 larger communities surround Mineral. Within the same 50 miles lie 19 smaller Census places.

Which Illinois laws govern a loan in Mineral

Below are the Illinois rules that apply to a loan made in Mineral, each with the regulator that issued it.

How a Mineral personal loan is priced

Mineral is a small community of about 202 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Mineral's 202 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Mineral decides the split between a comfortable payment and the total interest you pay.

How Mineral compares across Illinois

Set beside Illinois's 1,294 places, Mineral ranks 1,105th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 565th of 1,294 Illinois places, putting it near the 56th percentile for growth. Its roughly 596 residents per square mile place it 939th among Illinois's places. Within 50 miles sit 19 smaller Census places, alongside the 146 that are larger.

Before you apply in Mineral

Before you hand your details to a lender in Mineral, where the population is near 202:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Illinois regulator's licence list.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Mineral-specific: the same Illinois licensing and disclosure rules reach all 202 residents.